Financial Institutions, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	30.6M	92.2M	96.6M	96.3M	93.2M	91.0M	-13.8M	87.0M
Cost of Goods Sold	31.8M	29.6M	35.8M	35.5M	36.5M	36.8M	43.3M	40.7M
Gross Profit	-1.3M	62.7M	60.7M	60.7M	56.6M	54.2M	-57.1M	46.2M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	23.6M	37.8M	36.7M	35.5M	35.1M	33.6M	58.2M	31.7M
Operating Income	-24.8M	24.8M	24.0M	25.2M	21.5M	20.6M	-115.3M	14.5M
Other Income / Gains	50.4M	0	0	0	0	0	0	0
Net Income	21.2M	21.0M	20.0M	20.5M	17.5M	16.9M	-82.8M	13.5M
EPS (Diluted)	1.06	1.05	0.98	1.00	0.85	0.82	-5.07	0.85
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	-0.041	0.679	0.629	0.631	0.608	0.595	4.148	0.531
General And Administrative Expenses	22.5M	35.1M	23.4M	19.7M	19.5M	18.4M	20.6M	17.0M
Selling And Marketing Expenses	1.1M	524K	0	491K	495K	342K	465K	371K
Selling General And Administrative Expenses	23.6M	35.6M	23.4M	20.2M	20.0M	18.7M	21.1M	17.3M
Other Expenses	0	2.2M	13.3M	15.3M	15.2M	14.9M	37.1M	14.3M
Cost And Expenses	55.4M	67.4M	72.6M	71.0M	71.7M	70.4M	101.5M	72.4M
Interest Income	83.1M	81.6M	84.6M	84.4M	82.9M	81.1M	78.1M	77.9M
Interest Expense	29.7M	29.6M	32.4M	32.6M	33.7M	34.2M	36.5M	37.2M
Depreciation And Amortization	-1.8M	98K	2.2M	1.9M	1.9M	1.9M	2.0M	1.8M
Ebitda	-26.6M	24.9M	26.2M	27.1M	23.4M	22.5M	-113.3M	16.4M
Ebitdaratio	-0.872	0.27	0.271	0.282	0.251	0.248	8.238	0.188
Operating Income Ratio	-0.813	0.269	0.249	0.262	0.231	0.227	8.381	0.167
Income Before Tax	25.6M	24.8M	24.0M	25.2M	21.5M	20.6M	-115.3M	14.5M
Income Before Tax Ratio	0.838	0.269	0.249	0.262	0.231	0.227	8.381	0.167
Income Tax Expense	4.4M	3.8M	4.0M	4.8M	4.0M	3.7M	-32.5M	1.1M
Net Income Ratio	0.693	0.228	0.207	0.213	0.188	0.185	6.021	0.155
Epsdiluted	-1.04	1.04	0.96	0.99	0.85	0.81	-5.07	0.84
Weighted Average Shs Out	19.6M	19.6M	20.1M	20.1M	20.1M	20.1M	16.4M	15.5M
Weighted Average Shs Out Dil	19.9M	19.9M	20.3M	20.3M	20.3M	20.3M	16.4M	15.6M