Financial Institutions, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	92.2M	96.6M	96.3M	93.2M	91.0M	-13.8M	87.0M	102.0M
Cost of Goods Sold	29.6M	35.8M	35.5M	36.5M	36.8M	43.3M	40.7M	40.0M
Gross Profit	62.7M	60.7M	60.7M	56.6M	54.2M	-57.1M	46.2M	62.0M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	37.8M	36.7M	35.5M	35.1M	33.6M	58.2M	31.7M	31.8M
Operating Income	24.8M	24.0M	25.2M	21.5M	20.6M	-115.3M	14.5M	30.1M
Other Income / Gains	0	0	0	0	0	0	0	0
Net Income	21.0M	20.0M	20.5M	17.5M	16.9M	-82.8M	13.5M	25.6M
EPS (Diluted)	1.05	0.98	1.00	0.85	0.82	-5.07	0.85	1.64
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.679	0.629	0.631	0.608	0.595	4.148	0.531	0.608
General And Administrative Expenses	35.1M	23.4M	19.7M	19.5M	18.4M	20.6M	17.0M	17.1M
Selling And Marketing Expenses	524K	0	491K	495K	342K	465K	371K	440K
Selling General And Administrative Expenses	35.6M	23.4M	20.2M	20.0M	18.7M	21.1M	17.3M	17.5M
Other Expenses	2.2M	13.3M	15.3M	15.2M	14.9M	37.1M	14.3M	14.3M
Cost And Expenses	67.4M	72.6M	71.0M	71.7M	70.4M	101.5M	72.4M	71.9M
Interest Income	81.6M	84.6M	84.4M	82.9M	81.1M	78.1M	77.9M	78.8M
Interest Expense	29.6M	32.4M	32.6M	33.7M	34.2M	36.5M	37.2M	37.6M
Depreciation And Amortization	98K	0	1.9M	1.9M	1.9M	2.0M	1.8M	1.9M
Ebitda	24.9M	24.0M	27.1M	23.4M	22.5M	-113.3M	16.4M	32.0M
Ebitdaratio	0.27	0.249	0.282	0.251	0.248	8.238	0.188	0.314
Operating Income Ratio	0.269	0.249	0.262	0.231	0.227	8.381	0.167	0.296
Income Before Tax	24.8M	24.0M	25.2M	21.5M	20.6M	-115.3M	14.5M	30.1M
Income Before Tax Ratio	0.269	0.249	0.262	0.231	0.227	8.381	0.167	0.296
Income Tax Expense	3.8M	4.0M	4.8M	4.0M	3.7M	-32.5M	1.1M	4.5M
Net Income Ratio	0.228	0.207	0.213	0.188	0.185	6.021	0.155	0.251
Epsdiluted	1.04	0.96	0.99	0.85	0.81	-5.07	0.84	1.62
Weighted Average Shs Out	19.6M	20.1M	20.1M	20.1M	20.1M	16.4M	15.5M	15.4M
Weighted Average Shs Out Dil	19.9M	20.3M	20.3M	20.3M	20.3M	16.4M	15.6M	15.6M