Finward Bancorp Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	25.1M	24.9M	26.3M	25.4M	24.6M	26.3M	25.3M	24.7M
Cost of Goods Sold	7.7M	8.3M	8.6M	8.5M	9.5M	9.4M	10.5M	10.1M
Gross Profit	17.4M	16.6M	17.7M	16.9M	15.1M	16.9M	14.9M	14.6M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	14.8M	14.8M	14.1M	14.8M	14.5M	14.2M	14.5M	14.4M
Operating Income	2.7M	1.8M	3.6M	2.1M	616K	2.7M	399K	134K
Other Income / Gains	0	0	0	0	0	0	0	0
Net Income	2.2M	2.0M	3.5M	2.2M	455K	2.1M	606K	143K
EPS (Diluted)	0.52	0.46	0.82	0.50	0.11	0.49	0.14	0.034
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.693	0.667	0.673	0.667	0.614	0.643	0.587	0.589
General And Administrative Expenses	8.0M	8.0M	7.7M	7.8M	7.8M	7.1M	7.4M	7.4M
Selling And Marketing Expenses	587K	230K	257K	214K	86K	220K	209K	212K
Selling General And Administrative Expenses	8.6M	8.2M	8.0M	8.0M	7.9M	7.3M	7.6M	7.6M
Other Expenses	6.2M	6.6M	6.1M	6.8M	6.6M	6.9M	6.9M	6.8M
Cost And Expenses	22.5M	23.1M	22.7M	23.2M	24.0M	23.7M	24.9M	24.6M
Interest Income	22.7M	23.4M	23.3M	22.7M	22.3M	22.6M	22.5M	22.1M
Interest Expense	7.7M	8.4M	8.9M	8.7M	9.0M	10.0M	10.5M	10.1M
Depreciation And Amortization	1.3M	1.5M	1.5M	1.6M	1.6M	1.8M	2.1M	1.7M
Ebitda	4.0M	3.3M	5.0M	3.7M	2.2M	4.4M	2.5M	1.9M
Ebitdaratio	0.159	0.134	0.191	0.148	0.09	0.168	0.098	0.075
Operating Income Ratio	0.106	0.073	0.136	0.083	0.025	0.101	0.016	0.005
Income Before Tax	2.7M	1.8M	3.6M	2.1M	616K	2.7M	399K	134K
Income Before Tax Ratio	0.106	0.073	0.136	0.083	0.025	0.101	0.016	0.005
Income Tax Expense	423K	-166K	63K	-35K	161K	569K	-207K	-9K
Net Income Ratio	0.089	0.08	0.133	0.085	0.019	0.08	0.024	0.006
Epsdiluted	0.52	0.46	0.81	0.50	0.11	0.49	0.14	0.034
Weighted Average Shs Out	4.3M	4.3M	4.3M	4.3M	4.3M	4.3M	4.3M	4.3M
Weighted Average Shs Out Dil	4.3M	4.3M	4.3M	4.3M	4.3M	4.3M	4.3M	4.3M