First Internet Bancorp Detailed Financials

Full historical quarterly statements

Metric2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-30
Total Revenue87.3M89.4M57.9M84.9M85.7M92.4M85.5M80.4M
Cost of Goods Sold60.5M59.7M88.8M66.5M63.7M61.5M56.6M53.7M
Gross Profit26.8M29.7M-30.9M18.4M22.1M30.9M28.9M26.7M
R&D Expenses00000000
Operating Expenses25.0M24.2M23.6M20.3M22.0M22.6M21.3M20.7M
Operating Income1.8M5.5M-54.5M-1.9M34K8.3M7.6M6.0M
Other Income / Gains00000000
Net Income2.5M5.3M-41.6M193K943K7.3M7.0M5.8M
EPS (Diluted)0.290.61-4.760.0220.110.840.800.67
Reported CurrencyUSDUSDUSDUSDUSDUSDUSDUSD
Gross Profit Ratio0.3070.332-0.5340.2170.2570.3350.3380.332
General And Administrative Expenses1.1M16.4M16.0M12.4M14.5M15.5M14.7M13.6M
Selling And Marketing Expenses615K0482K702K647K696K548K609K
Selling General And Administrative Expenses1.7M16.4M16.4M13.1M15.2M16.2M15.2M14.2M
Other Expenses23.3M7.8M7.2M7.1M6.9M6.4M6.0M6.5M
Cost And Expenses85.5M83.9M112.4M86.8M85.7M84.0M77.9M74.4M
Interest Income75.8M78.1M84.4M80.9M76.8M77.8M75.0M71.0M
Interest Expense44.2M47.7M54.0M52.9M51.7M54.2M53.2M49.6M
Depreciation And Amortization2.7M962K2.2M1.9M1.1M2.4M2.2M2.0M
Ebitda4.5M6.5M-52.3M51K1.1M10.8M9.8M8.0M
Ebitdaratio0.0510.072-0.9030.0010.0130.1160.1150.099
Operating Income Ratio0.020.062-0.942-0.0220.000.090.0890.075
Income Before Tax1.8M5.5M-54.5M-1.9M34K8.3M7.6M6.0M
Income Before Tax Ratio0.020.062-0.942-0.0220.000.090.0890.075
Income Tax Expense-725K213K-12.9M-2.1M-909K999K620K218K
Net Income Ratio0.0290.059-0.7180.0020.0110.0790.0820.072
Epsdiluted0.290.60-4.760.0220.110.830.800.67
Weighted Average Shs Out8.7M8.7M8.7M8.7M8.7M8.7M8.7M8.6M
Weighted Average Shs Out Dil8.8M8.8M8.7M8.8M8.8M8.8M8.8M8.7M