Joint Stock Company Kaspi.kz Detailed Financials

Full historical quarterly statements

Metric2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-30
Total Revenue1025.37B1109.23B1110.17B969.51B821.85B724.46B652.59B592.85B
Cost of Goods Sold302.49B289.32B352.05B287.15B391.83B264.38B243.40B79.70B
Gross Profit722.88B819.91B758.13B682.37B430.02B460.08B409.20B513.15B
R&D Expenses0058.05B50.89B42.90B29.34B27.54B26.24B
Operating Expenses417.06B475.50B124.10B140.11B122.57B82.38B73.05B76.17B
Operating Income305.82B344.41B634.03B542.25B307.45B377.70B336.15B436.99B
Other Income / Gains00-287.51B-220.30B05.89B-2.84B-140.70B
Net Income239.02B267.97B278.05B257.33B252.06B311.90B269.69B238.55B
EPS (Diluted)1K1K1K1K1K2K1K1K
Reported CurrencyKZTKZTKZTKZTKZTKZTKZTKZT
Gross Profit Ratio0.7050.7390.6830.7040.5230.6350.6270.866
General And Administrative Expenses0022.12B16.38B16.13B10.44B7.29B7.57B
Selling And Marketing Expenses0043.93B27.92B20.71B12.93B10.65B9.74B
Selling General And Administrative Expenses0066.05B44.30B36.84B23.37B17.94B17.30B
Other Expenses417.06B475.50B044.92B42.83B29.66B27.56B32.62B
Cost And Expenses719.55B764.82B476.15B427.26B514.40B346.76B316.44B155.87B
Interest Income428.78B426.72B000000
Interest Expense254.25B252.73B0218.29B000147.09B
Depreciation And Amortization0019.97B2.98B2.34B00942.0M
Ebitda305.82B344.41B366.49B543.23B309.79B377.70B336.15B444.31B
Ebitdaratio0.2980.310.330.560.3770.5210.5150.749
Operating Income Ratio0.2980.310.5710.5590.3740.5210.5150.737
Income Before Tax305.82B344.41B346.51B321.96B307.45B383.59B333.31B296.29B
Income Before Tax Ratio0.2980.310.3120.3320.3740.5290.5110.50
Income Tax Expense66.79B76.44B68.47B63.33B53.40B67.19B58.94B53.67B
Net Income Ratio0.2330.2420.250.2650.3070.4310.4130.402
Epsdiluted1K1K1K1K1K2K1K1K
Weighted Average Shs Out190.0M190.0M190.8M190.9M190.0M189.9M190.1M189.9M
Weighted Average Shs Out Dil190.0M190.0M190.8M191.6M190.0M191.5M191.4M191.5M