MetroCity Bankshares, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	71.0M	60.9M	60.2M	59.8M	58.0M	56.4M	60.4M	59.7M
Cost of Goods Sold	26.5M	24.3M	21.7M	22.0M	22.0M	22.8M	24.1M	23.3M
Gross Profit	44.5M	36.6M	38.5M	37.8M	36.0M	33.6M	36.3M	36.4M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	20.6M	13.2M	14.7M	14.1M	13.9M	12.8M	13.7M	13.0M
Operating Income	23.9M	23.3M	23.8M	23.7M	22.1M	20.9M	22.7M	23.4M
Other Income / Gains	6.4M	0	0	0	0	0	0	0
Net Income	22.3M	18.3M	17.3M	16.8M	16.3M	16.2M	16.7M	16.9M
EPS (Diluted)	0.78	0.69	0.68	0.66	0.64	0.64	0.66	0.67
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.627	0.601	0.64	0.632	0.621	0.596	0.601	0.61
General And Administrative Expenses	21.2M	12.3M	9.0M	8.6M	8.5M	11.6M	8.5M	8.0M
Selling And Marketing Expenses	223K	0	161K	149K	167K	160K	145K	157K
Selling General And Administrative Expenses	21.4M	12.3M	9.1M	8.7M	8.7M	11.8M	8.7M	8.2M
Other Expenses	-813K	987K	5.6M	5.4M	5.3M	982K	5.0M	4.8M
Cost And Expenses	47.1M	37.5M	36.3M	36.1M	35.9M	35.5M	37.8M	36.3M
Interest Income	71.0M	60.3M	54.0M	54.0M	52.5M	52.6M	53.8M	54.1M
Interest Expense	26.5M	24.3M	22.2M	21.9M	22.0M	22.6M	23.5M	23.4M
Depreciation And Amortization	0	0	970K	850K	832K	760K	726K	722K
Ebitda	23.9M	23.3M	24.8M	24.5M	22.9M	21.6M	23.4M	24.1M
Ebitdaratio	0.336	0.383	0.412	0.41	0.395	0.383	0.387	0.404
Operating Income Ratio	0.336	0.383	0.396	0.396	0.381	0.37	0.375	0.392
Income Before Tax	30.2M	23.3M	23.8M	23.7M	22.1M	20.9M	22.7M	23.4M
Income Before Tax Ratio	0.426	0.383	0.396	0.396	0.381	0.37	0.375	0.392
Income Tax Expense	7.9M	5.0M	6.6M	6.8M	5.8M	4.6M	6.0M	6.4M
Net Income Ratio	0.314	0.301	0.287	0.281	0.281	0.288	0.276	0.284
Epsdiluted	0.77	0.68	0.67	0.65	0.63	0.63	0.65	0.66
Weighted Average Shs Out	28.6M	26.8M	25.7M	25.7M	25.4M	25.4M	25.3M	25.2M
Weighted Average Shs Out Dil	29.1M	26.8M	25.7M	25.7M	25.7M	25.7M	25.7M	25.6M