MetroCity Bankshares, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	71.0M	71.0M	60.9M	60.2M	59.8M	58.0M	56.4M	60.4M
Cost of Goods Sold	26.5M	26.5M	24.3M	21.7M	22.0M	22.0M	22.8M	24.1M
Gross Profit	44.5M	44.5M	36.6M	38.5M	37.8M	36.0M	33.6M	36.3M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	21.4M	20.6M	13.2M	14.7M	14.1M	13.9M	12.8M	13.7M
Operating Income	23.0M	23.9M	23.3M	23.8M	23.7M	22.1M	20.9M	22.7M
Other Income / Gains	0	6.4M	0	0	0	0	0	0
Net Income	17.1M	22.3M	18.3M	17.3M	16.8M	16.3M	16.2M	16.7M
EPS (Diluted)	0.77	0.78	0.69	0.68	0.66	0.64	0.64	0.66
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.627	0.627	0.601	0.64	0.632	0.621	0.596	0.601
General And Administrative Expenses	21.2M	21.2M	12.3M	9.0M	8.6M	8.5M	11.6M	8.5M
Selling And Marketing Expenses	223K	223K	0	161K	149K	167K	160K	145K
Selling General And Administrative Expenses	21.4M	21.4M	12.3M	9.1M	8.7M	8.7M	11.8M	8.7M
Other Expenses	0	-813K	987K	5.6M	5.4M	5.3M	982K	5.0M
Cost And Expenses	47.9M	47.1M	37.5M	36.3M	36.1M	35.9M	35.5M	37.8M
Interest Income	70.4M	71.0M	60.3M	54.0M	54.0M	52.5M	52.6M	53.8M
Interest Expense	26.4M	26.5M	24.3M	22.2M	21.9M	22.0M	22.6M	23.5M
Depreciation And Amortization	0	0	0	970K	850K	832K	760K	726K
Ebitda	23.0M	23.9M	23.3M	24.8M	24.5M	22.9M	21.6M	23.4M
Ebitdaratio	0.325	0.336	0.383	0.412	0.41	0.395	0.383	0.387
Operating Income Ratio	0.325	0.336	0.383	0.396	0.396	0.381	0.37	0.375
Income Before Tax	23.0M	30.2M	23.3M	23.8M	23.7M	22.1M	20.9M	22.7M
Income Before Tax Ratio	0.325	0.426	0.383	0.396	0.396	0.381	0.37	0.375
Income Tax Expense	6.0M	7.9M	5.0M	6.6M	6.8M	5.8M	4.6M	6.0M
Net Income Ratio	0.24	0.314	0.301	0.287	0.281	0.281	0.288	0.276
Epsdiluted	0.76	0.77	0.68	0.67	0.65	0.63	0.63	0.65
Weighted Average Shs Out	29.0M	28.6M	26.8M	25.7M	25.7M	25.4M	25.4M	25.3M
Weighted Average Shs Out Dil	29.0M	29.1M	26.8M	25.7M	25.7M	25.7M	25.7M	25.7M