NBT Bancorp Inc. Detailed Financials

Full historical quarterly statements

Metric2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-30
Total Revenue232.8M238.2M238.8M224.0M201.2M199.5M201.4M193.3M
Cost of Goods Sold53.9M56.9M55.8M71.2M54.7M53.8M57.5M62.5M
Gross Profit178.9M181.4M183.0M152.8M146.5M145.6M144.0M130.8M
R&D Expenses00000000
Operating Expenses112.2M111.7M111.1M122.1M99.2M100.1M95.2M88.9M
Operating Income66.7M69.7M71.8M30.7M47.2M45.5M48.8M41.9M
Other Income / Gains00000000
Net Income51.1M55.5M54.5M22.5M36.7M36.0M38.1M32.7M
EPS (Diluted)0.981.061.040.480.780.760.810.69
Reported CurrencyUSDUSDUSDUSDUSDUSDUSDUSD
Gross Profit Ratio0.7690.7610.7660.6820.7280.730.7150.677
General And Administrative Expenses79.8M-21.6M21.9M20.7M62.4M63.3M61.5M57.1M
Selling And Marketing Expenses01.1M833K974K1.1M990K711K873K
Selling General And Administrative Expenses79.8M-20.6M22.7M21.7M63.5M64.3M62.2M57.9M
Other Expenses32.5M132.3M88.5M100.4M35.7M35.8M33.0M30.9M
Cost And Expenses166.1M168.6M166.9M193.3M154.0M153.9M152.7M151.4M
Interest Income182.6M188.5M190.5M177.6M154.4M157.7M156.2M150.8M
Interest Expense48.3M53.1M55.8M53.4M47.2M51.6M54.6M53.6M
Depreciation And Amortization02.7M3.4M8.4M7.0M6.9M6.8M6.9M
Ebitda66.7M72.4M75.3M39.1M54.2M52.5M55.6M48.8M
Ebitdaratio0.2860.3040.3150.1750.270.2630.2760.252
Operating Income Ratio0.2860.2930.3010.1370.2350.2280.2420.217
Income Before Tax66.7M69.7M71.8M30.7M47.2M45.5M48.8M41.9M
Income Before Tax Ratio0.2860.2930.3010.1370.2350.2280.2420.217
Income Tax Expense15.5M14.2M17.4M8.2M10.5M9.5M10.7M9.2M
Net Income Ratio0.220.2330.2280.100.1830.180.1890.169
Epsdiluted0.981.061.030.480.770.760.800.69
Weighted Average Shs Out52.2M47.1M47.1M47.1M47.1M47.2M47.0M47.1M
Weighted Average Shs Out Dil52.4M52.5M47.1M47.1M47.1M47.5M47.5M47.4M