NMI Holdings, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	183.5M	180.5M	178.7M	173.8M	173.2M	166.5M	166.1M	162.1M
Cost of Goods Sold	20.7M	21.2M	18.7M	13.6M	4.6M	17.4M	10.5M	470K
Gross Profit	162.8M	159.3M	160.0M	160.2M	168.7M	149.1M	155.6M	161.7M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	37.9M	38.2M	36.3M	36.6M	37.3M	38.2M	36.2M	43.0M
Operating Income	124.9M	121.1M	123.7M	123.6M	131.4M	110.9M	119.3M	118.6M
Other Income / Gains	0	0	0	0	0	0	0	0
Net Income	99.3M	94.2M	96.0M	96.2M	102.6M	86.2M	92.8M	92.1M
EPS (Diluted)	1.30	1.23	1.24	1.23	1.31	1.09	1.17	1.15
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.887	0.883	0.895	0.922	0.973	0.895	0.937	0.997
General And Administrative Expenses	0	0	0	0	0	0	0	0
Selling And Marketing Expenses	0	0	0	0	0	0	0	0
Selling General And Administrative Expenses	0	0	0	0	0	0	0	0
Other Expenses	37.9M	38.2M	36.3M	36.6M	37.3M	38.2M	36.2M	43.0M
Cost And Expenses	58.5M	59.3M	55.0M	50.2M	41.9M	55.6M	46.8M	43.5M
Interest Income	0	0	900K	1.1M	900K	0	0	1.8M
Interest Expense	7.1M	7.1M	7.1M	7.1M	7.1M	7.1M	7.1M	14.7M
Depreciation And Amortization	0	0	2.8M	2.8M	2.9M	3.0M	3.0M	3.0M
Ebitda	132.1M	128.3M	133.6M	133.6M	141.4M	120.9M	129.4M	136.3M
Ebitdaratio	0.72	0.711	0.748	0.769	0.816	0.726	0.779	0.841
Operating Income Ratio	0.681	0.671	0.692	0.711	0.758	0.666	0.718	0.732
Income Before Tax	124.9M	121.1M	123.7M	123.6M	131.4M	110.9M	119.3M	118.6M
Income Before Tax Ratio	0.681	0.671	0.692	0.711	0.758	0.666	0.718	0.732
Income Tax Expense	25.6M	26.9M	27.7M	27.4M	28.8M	24.7M	26.5M	26.6M
Net Income Ratio	0.541	0.522	0.537	0.553	0.592	0.518	0.559	0.568
Epsdiluted	1.28	1.20	1.22	1.21	1.28	1.07	1.15	1.13
Weighted Average Shs Out	76.2M	76.7M	77.4M	78.0M	78.4M	79.0M	79.5M	80.1M
Weighted Average Shs Out Dil	77.4M	78.2M	78.8M	79.3M	79.9M	80.6M	81.0M	81.3M