Northpointe Bancshares, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	65.6M	123.8M	127.8M	125.9M	115.5M	102.0M	96.3M	109.1M
Cost of Goods Sold	59.8M	59.8M	62.0M	62.3M	57.2M	50.1M	52.2M	55.1M
Gross Profit	5.8M	64.0M	65.8M	63.5M	58.4M	52.0M	44.1M	54.0M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	35.2M	34.6M	33.9M	34.4M	31.7M	29.4M	29.4M	29.4M
Operating Income	-29.4M	29.4M	32.0M	29.2M	26.7M	22.6M	14.6M	24.6M
Other Income / Gains	58.3M	0	0	0	0	0	0	0
Net Income	21.7M	22.2M	23.6M	22.2M	20.3M	17.2M	11.0M	18.7M
EPS (Diluted)	1.40	1.45	1.22	1.33	1.20	1.15	0.60	1.15
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.088	0.517	0.515	0.505	0.505	0.509	0.458	0.495
General And Administrative Expenses	35.2M	1.3M	23.9M	24.3M	22.2M	20.4M	19.0M	20.8M
Selling And Marketing Expenses	0	0	0	0	0	0	0	0
Selling General And Administrative Expenses	35.2M	1.3M	23.9M	24.3M	22.2M	20.4M	19.0M	20.8M
Other Expenses	0	33.3M	9.9M	10.0M	9.5M	8.9M	10.5M	8.6M
Cost And Expenses	95.0M	94.4M	95.9M	96.7M	88.9M	79.4M	81.7M	84.5M
Interest Income	107.0M	101.5M	106.1M	101.8M	93.1M	79.2M	82.7M	83.4M
Interest Expense	64.6M	60.2M	62.6M	61.5M	56.6M	48.8M	52.7M	54.9M
Depreciation And Amortization	0	740K	0	761K	761K	808K	922K	941K
Ebitda	-29.4M	30.2M	32.0M	29.9M	27.4M	23.4M	15.6M	25.6M
Ebitdaratio	-0.449	0.244	0.25	0.238	0.237	0.229	0.162	0.234
Operating Income Ratio	-0.449	0.238	0.25	0.232	0.231	0.221	0.152	0.226
Income Before Tax	28.9M	29.4M	32.0M	29.2M	26.7M	22.6M	14.6M	24.6M
Income Before Tax Ratio	0.441	0.238	0.25	0.232	0.231	0.221	0.152	0.226
Income Tax Expense	7.1M	7.3M	8.3M	7.0M	6.3M	5.3M	3.7M	5.9M
Net Income Ratio	0.332	0.179	0.185	0.176	0.176	0.169	0.114	0.171
Epsdiluted	1.38	1.43	1.20	1.31	1.17	1.13	0.60	1.15
Weighted Average Shs Out	15.1M	15.1M	15.1M	15.0M	15.0M	13.0M	14.9M	14.9M
Weighted Average Shs Out Dil	15.4M	15.3M	15.3M	15.4M	15.3M	13.2M	14.9M	14.9M