Orange County Bancorp, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	34.4M	40.0M	41.3M	40.5M	36.2M	36.5M	35.6M	36.3M
Cost of Goods Sold	6.5M	8.5M	11.5M	10.2M	8.5M	9.1M	15.7M	10.6M
Gross Profit	27.9M	31.5M	29.8M	30.3M	27.8M	27.4M	19.9M	25.7M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	17.5M	17.8M	16.8M	16.7M	16.5M	18.4M	15.9M	15.5M
Operating Income	10.4M	13.7M	13.0M	13.6M	11.3M	9.0M	4.0M	10.2M
Other Income / Gains	4.2M	0	0	0	0	0	0	0
Net Income	11.3M	12.4M	10.0M	10.5M	8.7M	7.2M	3.2M	8.2M
EPS (Diluted)	0.85	0.93	0.75	0.87	0.77	0.63	0.28	0.73
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.811	0.787	0.723	0.748	0.766	0.751	0.56	0.708
General And Administrative Expenses	17.9M	11.0M	10.4M	9.8M	10.0M	10.0M	9.8M	9.4M
Selling And Marketing Expenses	0	0	481K	481K	389K	409K	364K	438K
Selling General And Administrative Expenses	17.9M	11.0M	10.9M	10.3M	10.4M	10.4M	10.1M	9.8M
Other Expenses	-365K	6.8M	5.9M	6.5M	6.1M	8.0M	5.8M	5.6M
Cost And Expenses	24.0M	26.4M	28.3M	26.9M	25.0M	27.5M	31.6M	26.1M
Interest Income	34.4M	35.3M	34.5M	33.2M	31.9M	32.2M	31.4M	32.5M
Interest Expense	6.5M	7.0M	7.6M	8.1M	8.3M	9.1M	8.5M	8.4M
Depreciation And Amortization	71K	0	447K	462K	468K	547K	470K	465K
Ebitda	10.5M	13.7M	13.5M	14.1M	11.8M	9.5M	4.5M	10.7M
Ebitdaratio	0.305	0.341	0.326	0.347	0.324	0.261	0.126	0.295
Operating Income Ratio	0.303	0.341	0.315	0.335	0.311	0.246	0.113	0.282
Income Before Tax	14.6M	13.7M	13.0M	13.6M	11.3M	9.0M	4.0M	10.2M
Income Before Tax Ratio	0.424	0.341	0.315	0.335	0.311	0.246	0.113	0.282
Income Tax Expense	3.3M	1.2M	3.0M	3.1M	2.6M	1.8M	788K	2.0M
Net Income Ratio	0.328	0.311	0.243	0.258	0.24	0.196	0.09	0.226
Epsdiluted	0.85	0.93	0.75	0.87	0.77	0.63	0.28	0.73
Weighted Average Shs Out	13.4M	13.3M	13.3M	11.7M	11.3M	11.3M	11.3M	11.3M
Weighted Average Shs Out Dil	13.4M	13.3M	13.3M	11.7M	11.3M	11.3M	11.3M	11.3M