OFG Bancorp Detailed Financials

Full historical quarterly statements

Metric	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	230.6M	226.4M	228.8M	216.7M	210.3M	206.8M	210.1M	204.9M
Cost of Goods Sold	52.9M	62.8M	44.5M	73.7M	64.1M	65.8M	71.2M	62.5M
Gross Profit	177.8M	163.6M	184.3M	143.0M	146.2M	141.0M	138.8M	142.3M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	103.3M	94.8M	105.0M	81.6M	80.4M	81.5M	86.1M	80.6M
Operating Income	74.5M	68.8M	79.3M	61.4M	65.9M	59.4M	52.8M	61.8M
Other Income / Gains	0	0	-31.9M	0	0	0	0	0
Net Income	58.8M	53.9M	55.9M	51.8M	51.8M	45.6M	50.3M	47.0M
EPS (Diluted)	1.39	1.26	1.20	1.17	1.15	1.01	1.10	1.01
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.771	0.723	0.806	0.66	0.695	0.682	0.661	0.695
General And Administrative Expenses	55.4M	54.8M	46.4M	42.9M	42.6M	42.7M	45.6M	41.3M
Selling And Marketing Expenses	0	0	58.4M	2.9M	2.5M	2.6M	2.4M	2.5M
Selling General And Administrative Expenses	55.4M	54.8M	104.8M	45.7M	45.1M	45.3M	48.0M	43.8M
Other Expenses	47.9M	40.1M	209K	35.9M	35.2M	36.2M	38.0M	36.8M
Cost And Expenses	156.2M	157.6M	149.5M	155.3M	144.5M	147.4M	157.3M	143.1M
Interest Income	197.2M	194.1M	197.2M	200.1M	194.3M	189.2M	190.2M	189.0M
Interest Expense	39.9M	40.3M	44.5M	45.4M	42.4M	40.2M	41.0M	41.2M
Depreciation And Amortization	0	5.8M	6.2M	6.5M	6.3M	6.3M	6.3M	6.9M
Ebitda	74.5M	74.6M	85.6M	67.9M	72.2M	65.8M	59.1M	68.7M
Ebitdaratio	0.323	0.329	0.374	0.313	0.343	0.318	0.281	0.335
Operating Income Ratio	0.323	0.304	0.347	0.283	0.313	0.287	0.251	0.302
Income Before Tax	74.5M	68.8M	47.4M	61.4M	65.9M	59.4M	52.8M	61.8M
Income Before Tax Ratio	0.323	0.304	0.207	0.283	0.313	0.287	0.251	0.302
Income Tax Expense	15.7M	14.9M	-8.5M	9.5M	14.1M	13.9M	2.4M	14.8M
Net Income Ratio	0.255	0.238	0.244	0.239	0.246	0.22	0.24	0.229
Epsdiluted	1.39	1.26	1.18	1.16	1.15	1.00	1.09	1.00
Weighted Average Shs Out	42.3M	42.8M	46.6M	44.4M	44.9M	45.3M	45.9M	46.6M
Weighted Average Shs Out Dil	42.4M	43.0M	47.4M	44.7M	45.0M	45.5M	46.2M	47.0M