OP Bancorp Detailed Financials

Full historical quarterly statements

Metric	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	43.8M	42.6M	42.7M	42.7M	41.6M	39.7M	39.5M	39.5M
Cost of Goods Sold	18.0M	18.4M	18.9M	19.4M	19.1M	18.2M	19.7M	19.2M
Gross Profit	25.9M	24.1M	23.8M	23.3M	22.5M	21.5M	19.8M	20.3M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	14.8M	14.2M	14.3M	13.6M	14.0M	13.8M	13.1M	12.7M
Operating Income	11.0M	9.9M	9.5M	9.7M	8.4M	7.7M	6.7M	7.6M
Other Income / Gains	0	0	0	0	0	0	0	0
Net Income	8.0M	7.2M	7.1M	6.7M	6.3M	5.6M	5.0M	5.4M
EPS (Diluted)	0.54	0.49	0.47	0.45	0.42	0.37	0.33	0.36
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.59	0.567	0.558	0.546	0.54	0.542	0.502	0.513
General And Administrative Expenses	11.6M	9.8M	11.2M	9.5M	418K	9.4M	9.0M	8.6M
Selling And Marketing Expenses	0	120K	-9K	126K	232K	156K	82K	151K
Selling General And Administrative Expenses	11.6M	10.0M	11.2M	9.6M	650K	9.6M	9.0M	8.7M
Other Expenses	3.2M	4.3M	3.1M	4.0M	13.4M	4.2M	4.1M	4.0M
Cost And Expenses	32.8M	32.7M	33.2M	33.0M	33.2M	32.0M	32.8M	32.0M
Interest Income	38.2M	38.5M	39.3M	38.5M	37.7M	34.9M	35.1M	35.3M
Interest Expense	18.1M	18.0M	18.4M	18.2M	17.9M	17.4M	18.1M	18.8M
Depreciation And Amortization	0	2.1M	1.6M	4.9M	394K	347K	327K	335K
Ebitda	11.0M	12.0M	11.2M	14.6M	8.8M	8.0M	7.0M	7.9M
Ebitdaratio	0.252	0.281	0.261	0.341	0.212	0.202	0.177	0.20
Operating Income Ratio	0.252	0.233	0.223	0.227	0.203	0.194	0.169	0.192
Income Before Tax	11.0M	9.9M	9.5M	9.7M	8.4M	7.7M	6.7M	7.6M
Income Before Tax Ratio	0.252	0.233	0.223	0.227	0.203	0.194	0.169	0.192
Income Tax Expense	3.1M	2.7M	2.5M	3.0M	2.1M	2.1M	1.7M	2.1M
Net Income Ratio	0.182	0.17	0.165	0.157	0.152	0.14	0.126	0.137
Epsdiluted	0.53	0.48	0.47	0.45	0.42	0.37	0.33	0.36
Weighted Average Shs Out	14.9M	14.9M	14.9M	14.9M	14.9M	14.9M	14.8M	14.8M
Weighted Average Shs Out Dil	14.9M	14.9M	14.9M	14.9M	14.9M	14.9M	14.8M	14.8M