OppFi Inc. Detailed Financials

Full historical quarterly statements

Metric2026-03-312025-12-312025-10-282025-06-302025-03-312024-12-312024-09-302024-06-30
Total Revenue151.9M159.3M155.1M142.4M140.3M135.7M136.6M126.3M
Cost of Goods Sold6.2M-46.7M24.6M27.4M24.0M25.5M25.1M27.2M
Gross Profit145.7M205.9M130.5M115.0M116.2M110.2M111.5M99.1M
R&D Expenses00000005.4M
Operating Expenses80.5M148.4M82.1M70.2M73.8M85.6M76.4M69.6M
Operating Income65.2M57.5M48.4M44.8M42.5M24.7M35.1M29.5M
Other Income / Gains-7.2M-17.7M33.1M-32.1M-20.5M-10.1M-738K-897K
Net Income28.4M16.8M41.6M-20.8M-11.4M-5.6M4.3M3.1M
EPS (Diluted)1.060.611.48-0.78-0.48-0.260.210.16
Reported CurrencyUSDUSDUSDUSDUSDUSDUSDUSD
Gross Profit Ratio0.9591.2930.8410.8080.8290.8120.8160.785
General And Administrative Expenses12.3M6.8M11.0M9.7M9.1M10.4M10.3M9.7M
Selling And Marketing Expenses10.4M14.2M14.5M11.9M10.3M13.3M13.6M12.8M
Selling General And Administrative Expenses22.7M21.0M25.5M21.6M19.4M23.8M23.9M22.5M
Other Expenses57.8M127.4M56.5M48.6M54.4M61.8M52.5M41.8M
Cost And Expenses86.7M101.7M106.6M97.6M97.8M111.0M101.5M96.8M
Interest Income151.9M159.3M155.1M00000
Interest Expense8.5M9.4M10.1M010.2M80.2M44.8M45.8M
Depreciation And Amortization591K764K1.1M1.5M1.8M2.1M2.3M2.5M
Ebitda67.1M-81.7M100.1M88.5M93.7M81.7M82.8M72.0M
Ebitdaratio0.442-0.5130.6460.6210.6680.6020.6060.57
Operating Income Ratio0.4290.3610.3120.3150.3030.1820.2570.233
Income Before Tax58.0M39.8M81.6M12.7M22.0M14.6M34.4M28.6M
Income Before Tax Ratio0.3820.250.5260.0890.1570.1070.2520.226
Income Tax Expense4.0M1.4M5.6M1.2M1.7M600K2.3M914K
Net Income Ratio0.1870.1060.268-0.146-0.081-0.0410.0310.024
Epsdiluted1.070.190.77-0.78-0.48-0.280.210.16
Weighted Average Shs Out26.8M26.5M26.6M26.6M23.7M21.4M20.2M19.7M
Weighted Average Shs Out Dil26.5M26.5M26.6M26.6M23.7M21.4M20.2M19.7M