Oportun Financial Corporation Detailed Financials
Full historical quarterly statements
| Metric | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | 142.8M | 148.3M | 161.7M | 164.1M | 163.2M | 167.1M | 118.4M | 114.3M |
| Cost of Goods Sold | 48.0M | 57.9M | 56.6M | 59.5M | 57.4M | 73.7M | 55.7M | 54.2M |
| Gross Profit | 94.8M | 90.4M | 105.0M | 104.5M | 105.8M | 93.4M | 62.6M | 60.0M |
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Expenses | 91.2M | 83.8M | 90.8M | 94.4M | 92.7M | 89.5M | 102.1M | 109.2M |
| Operating Income | 3.6M | 6.6M | 14.2M | 10.1M | 13.2M | 3.9M | -39.5M | -49.1M |
| Other Income / Gains | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Income | 2.4M | 3.4M | 5.2M | 6.9M | 9.8M | 8.7M | -30.0M | -31.0M |
| EPS (Diluted) | 0.05 | 0.07 | 0.11 | 0.15 | 0.21 | 0.20 | -0.75 | -0.78 |
| Reported Currency | USD | USD | USD | USD | USD | USD | USD | USD |
| Gross Profit Ratio | 0.664 | 0.609 | 0.65 | 0.637 | 0.648 | 0.559 | 0.529 | 0.525 |
| General And Administrative Expenses | 25.5M | 26.1M | 29.5M | 30.0M | 28.3M | 26.1M | 34.0M | 43.9M |
| Selling And Marketing Expenses | 0 | 16.1M | 16.5M | 18.1M | 19.9M | 17.3M | 17.4M | 16.3M |
| Selling General And Administrative Expenses | 25.5M | 42.2M | 46.0M | 48.1M | 48.2M | 43.4M | 51.4M | 60.2M |
| Other Expenses | 65.7M | 41.7M | 44.8M | 46.3M | 44.4M | 46.0M | 50.6M | 49.0M |
| Cost And Expenses | 139.2M | 141.8M | 147.4M | 154.0M | 150.1M | 163.2M | 157.8M | 163.4M |
| Interest Income | 215.7M | 236.4M | 226.7M | 220.4M | 224.6M | 238.3M | 235.8M | 237.3M |
| Interest Expense | 48.0M | 57.9M | 56.6M | 59.5M | 57.4M | 73.7M | 55.7M | 54.2M |
| Depreciation And Amortization | 9.0M | 9.5M | 10.2M | 10.7M | 11.1M | 11.5M | 13.5M | 13.0M |
| Ebitda | 12.6M | 16.0M | 24.4M | 20.8M | 24.2M | 15.4M | -26.0M | -36.1M |
| Ebitdaratio | 0.088 | 0.108 | 0.151 | 0.127 | 0.148 | 0.092 | -0.22 | -0.316 |
| Operating Income Ratio | 0.025 | 0.044 | 0.088 | 0.062 | 0.081 | 0.023 | -0.333 | -0.43 |
| Income Before Tax | 3.6M | 6.6M | 14.2M | 10.1M | 13.2M | 3.9M | -39.5M | -49.1M |
| Income Before Tax Ratio | 0.025 | 0.044 | 0.088 | 0.062 | 0.081 | 0.023 | -0.333 | -0.43 |
| Income Tax Expense | 1.2M | 3.2M | 9.0M | 3.2M | 3.4M | -4.8M | -9.5M | -18.1M |
| Net Income Ratio | 0.017 | 0.023 | 0.032 | 0.042 | 0.06 | 0.052 | -0.253 | -0.271 |
| Epsdiluted | 0.05 | 0.071 | 0.11 | 0.14 | 0.21 | 0.20 | -0.75 | -0.78 |
| Weighted Average Shs Out | 48.5M | 48.2M | 46.7M | 46.6M | 45.5M | 42.7M | 40.0M | 39.8M |
| Weighted Average Shs Out Dil | 48.5M | 48.2M | 48.3M | 47.9M | 47.0M | 43.6M | 40.0M | 39.8M |