Old Second Bancorp, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	111.2M	114.5M	115.5M	84.6M	82.4M	85.4M	85.2M	83.0M
Cost of Goods Sold	26.7M	19.3M	41.0M	13.5M	13.1M	17.2M	17.5M	17.3M
Gross Profit	84.5M	95.2M	74.5M	71.1M	69.3M	68.2M	67.7M	65.7M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	50.4M	52.9M	61.5M	41.9M	43.1M	42.8M	37.9M	36.6M
Operating Income	34.1M	42.3M	13.1M	29.2M	26.2M	25.4M	29.9M	29.2M
Other Income / Gains	0	-3.0M	0	0	0	0	0	0
Net Income	25.6M	28.8M	9.9M	21.8M	19.8M	19.1M	23.0M	21.9M
EPS (Diluted)	0.49	0.55	0.19	0.48	0.44	0.43	0.51	0.49
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.76	0.832	0.645	0.84	0.841	0.799	0.795	0.792
General And Administrative Expenses	1.3M	31.0M	41.0M	27.9M	28.0M	26.6M	25.6M	24.4M
Selling And Marketing Expenses	551K	299K	545K	320K	167K	280K	299K	472K
Selling General And Administrative Expenses	1.9M	31.3M	41.6M	28.2M	28.1M	26.8M	25.9M	24.8M
Other Expenses	48.5M	21.6M	19.9M	13.7M	15.0M	16.0M	11.9M	11.7M
Cost And Expenses	77.1M	72.2M	102.4M	55.4M	56.2M	60.0M	55.3M	53.8M
Interest Income	98.3M	102.3M	103.7M	75.0M	73.1M	74.7M	75.6M	72.6M
Interest Expense	17.2M	19.3M	21.3M	11.0M	10.7M	13.7M	15.5M	13.5M
Depreciation And Amortization	0	1.2M	3.4M	2.7M	2.7M	3.3M	1.3M	2.2M
Ebitda	34.1M	43.5M	16.5M	31.9M	28.9M	28.6M	31.2M	31.4M
Ebitdaratio	0.306	0.38	0.143	0.377	0.351	0.335	0.366	0.378
Operating Income Ratio	0.306	0.369	0.113	0.345	0.318	0.297	0.35	0.352
Income Before Tax	34.1M	39.3M	13.1M	29.2M	26.2M	25.4M	29.9M	29.2M
Income Before Tax Ratio	0.306	0.343	0.113	0.345	0.318	0.297	0.35	0.352
Income Tax Expense	8.5M	10.5M	3.2M	7.4M	6.4M	6.3M	6.9M	7.3M
Net Income Ratio	0.23	0.252	0.085	0.258	0.241	0.224	0.269	0.264
Epsdiluted	0.48	0.54	0.18	0.48	0.43	0.42	0.50	0.48
Weighted Average Shs Out	52.7M	52.7M	52.7M	45.0M	45.0M	44.8M	44.8M	44.8M
Weighted Average Shs Out Dil	53.5M	53.5M	53.5M	45.7M	45.7M	45.7M	45.7M	45.7M