Old Second Bancorp, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	88.8M	111.2M	114.5M	115.5M	84.6M	82.4M	85.4M	85.2M
Cost of Goods Sold	0	26.7M	19.3M	41.0M	13.5M	13.1M	17.2M	17.5M
Gross Profit	88.8M	84.5M	95.2M	74.5M	71.1M	69.3M	68.2M	67.7M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	51.0M	50.4M	52.9M	61.5M	41.9M	43.1M	42.8M	37.9M
Operating Income	37.8M	34.1M	42.3M	13.1M	29.2M	26.2M	25.4M	29.9M
Other Income / Gains	0	0	-3.0M	0	0	0	0	0
Net Income	28.2M	25.6M	28.8M	9.9M	21.8M	19.8M	19.1M	23.0M
EPS (Diluted)	0.55	0.49	0.55	0.19	0.48	0.44	0.43	0.51
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	1.00	0.76	0.832	0.645	0.84	0.841	0.799	0.795
General And Administrative Expenses	40.4M	1.3M	31.0M	41.0M	27.9M	28.0M	26.6M	25.6M
Selling And Marketing Expenses	483K	551K	299K	545K	320K	167K	280K	299K
Selling General And Administrative Expenses	40.8M	1.9M	31.3M	41.6M	28.2M	28.1M	26.8M	25.9M
Other Expenses	10.2M	48.5M	21.6M	19.9M	13.7M	15.0M	16.0M	11.9M
Cost And Expenses	51.0M	77.1M	72.2M	102.4M	55.4M	56.2M	60.0M	55.3M
Interest Income	101.2M	98.3M	102.3M	103.7M	75.0M	73.1M	74.7M	75.6M
Interest Expense	17.9M	17.2M	19.3M	21.3M	11.0M	10.7M	13.7M	15.5M
Depreciation And Amortization	0	2.4M	1.2M	3.4M	2.7M	2.7M	3.3M	1.3M
Ebitda	37.8M	36.4M	43.5M	16.5M	31.9M	28.9M	28.6M	31.2M
Ebitdaratio	0.426	0.328	0.38	0.143	0.377	0.351	0.335	0.366
Operating Income Ratio	0.426	0.306	0.369	0.113	0.345	0.318	0.297	0.35
Income Before Tax	37.8M	34.1M	39.3M	13.1M	29.2M	26.2M	25.4M	29.9M
Income Before Tax Ratio	0.426	0.306	0.343	0.113	0.345	0.318	0.297	0.35
Income Tax Expense	9.7M	8.5M	10.5M	3.2M	7.4M	6.4M	6.3M	6.9M
Net Income Ratio	0.317	0.23	0.252	0.085	0.258	0.241	0.224	0.269
Epsdiluted	0.54	0.48	0.54	0.18	0.48	0.43	0.42	0.50
Weighted Average Shs Out	51.3M	52.7M	52.7M	52.7M	45.0M	45.0M	44.8M	44.8M
Weighted Average Shs Out Dil	52.1M	53.5M	53.5M	53.5M	45.7M	45.7M	45.7M	45.7M