Oak Valley Bancorp Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	20.8M	21.3M	24.5M	23.1M	22.7M	22.9M	23.0M	22.0M
Cost of Goods Sold	464K	865K	3.3M	3.3M	3.3M	3.7M	1.9M	3.0M
Gross Profit	20.3M	20.4M	21.2M	19.9M	19.4M	19.3M	21.1M	19.1M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	13.5M	12.3M	12.7M	12.7M	12.6M	11.5M	11.3M	11.6M
Operating Income	6.8M	8.2M	8.5M	7.2M	6.8M	7.7M	9.8M	7.4M
Other Income / Gains	0	0	0	0	0	0	0	0
Net Income	5.3M	6.3M	6.7M	5.6M	5.3M	6.0M	7.3M	5.9M
EPS (Diluted)	0.64	0.77	0.81	0.68	0.64	0.73	0.89	0.72
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.978	0.959	0.867	0.859	0.854	0.84	0.919	0.866
General And Administrative Expenses	0	8.5M	8.8M	723K	7.8M	6.9M	7.2M	7.2M
Selling And Marketing Expenses	0	8.8M	0	8.8M	0	0	0	0
Selling General And Administrative Expenses	0	17.3M	8.8M	9.5M	7.8M	6.9M	7.2M	7.2M
Other Expenses	13.5M	-5.0M	3.9M	3.1M	4.9M	4.6M	4.1M	4.4M
Cost And Expenses	14.0M	13.1M	16.0M	16.0M	15.9M	15.2M	13.2M	14.6M
Interest Income	20.8M	22.9M	22.5M	21.4M	21.1M	21.5M	21.1M	20.2M
Interest Expense	2.0M	3.4M	3.3M	3.3M	3.3M	3.7M	3.5M	3.0M
Depreciation And Amortization	0	0	0	269K	272K	280K	265K	275K
Ebitda	6.8M	8.2M	8.5M	7.4M	7.1M	8.0M	10.1M	7.7M
Ebitdaratio	0.328	0.383	0.348	0.322	0.311	0.349	0.438	0.35
Operating Income Ratio	0.328	0.383	0.348	0.31	0.299	0.337	0.426	0.338
Income Before Tax	6.8M	8.2M	8.5M	7.2M	6.8M	7.7M	9.8M	7.4M
Income Before Tax Ratio	0.328	0.383	0.348	0.31	0.299	0.337	0.426	0.338
Income Tax Expense	1.5M	1.8M	1.8M	1.6M	1.5M	1.7M	2.5M	1.5M
Net Income Ratio	0.256	0.298	0.273	0.242	0.233	0.262	0.319	0.268
Epsdiluted	0.64	0.76	0.81	0.67	0.64	0.73	0.89	0.71
Weighted Average Shs Out	8.3M	8.2M	8.2M	8.2M	8.2M	8.2M	8.2M	8.2M
Weighted Average Shs Out Dil	8.3M	8.3M	8.3M	8.3M	8.3M	8.3M	8.3M	8.2M