Pioneer Bancorp, Inc. Detailed Financials

Full historical quarterly statements

Metric2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-30
Total Revenue32.2M33.2M32.1M31.8M29.6M29.1M28.5M27.2M
Cost of Goods Sold8.4M8.7M8.9M8.9M7.6M29.1M5.6M7.1M
Gross Profit23.8M24.5M23.2M22.9M22.0M21.2M22.9M20.1M
R&D Expenses00000000
Operating Expenses18.1M19.2M17.6M14.7M14.6M13.2M14.7M15.1M
Operating Income5.7M5.3M5.6M8.1M7.4M4.2M8.2M5.0M
Other Income / Gains00000000
Net Income5.3M3.7M4.3M6.5M5.8M3.3M6.3M3.9M
EPS (Diluted)0.220.160.180.260.230.130.250.16
Reported CurrencyUSDUSDUSDUSDUSDUSDUSDUSD
Gross Profit Ratio0.7390.7380.7240.7190.7440.7270.8030.739
General And Administrative Expenses9.2M9.1M9.0M9.0M8.8M3.5M8.2M8.0M
Selling And Marketing Expenses204K223K239K306K243K212K224K212K
Selling General And Administrative Expenses9.4M9.3M9.3M9.3M9.0M13.2M8.4M8.2M
Other Expenses8.7M9.9M8.4M5.4M5.6M06.3M6.9M
Cost And Expenses26.5M27.9M26.5M23.7M22.2M24.9M20.3M22.2M
Interest Income28.4M28.4M28.3M27.0M25.8M024.4M23.6M
Interest Expense7.6M8.1M8.1M7.4M6.8M06.5M6.4M
Depreciation And Amortization608K121K595K600K583K597K629K641K
Ebitda6.3M5.4M6.2M8.7M8.0M4.8M8.8M5.7M
Ebitdaratio0.1960.1640.1930.2750.2710.1650.310.208
Operating Income Ratio0.1770.1610.1750.2560.2510.1450.2880.185
Income Before Tax5.7M5.3M5.6M8.1M7.4M4.2M8.2M5.0M
Income Before Tax Ratio0.1770.1610.1750.2560.2510.1450.2880.185
Income Tax Expense416K1.6M1.3M1.7M1.7M923K1.9M1.1M
Net Income Ratio0.1640.1130.1350.2030.1950.1130.2210.144
Epsdiluted0.220.150.180.260.230.130.250.16
Weighted Average Shs Out24.1M24.1M24.6M24.5M24.8M25.3M25.1M25.2M
Weighted Average Shs Out Dil24.3M24.3M24.6M24.6M24.9M25.3M25.2M25.2M