Ponce Financial Group, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	50.7M	52.3M	48.3M	47.7M	46.0M	44.4M	41.9M	40.4M
Cost of Goods Sold	22.1M	20.9M	23.0M	23.1M	21.5M	23.8M	22.8M	20.0M
Gross Profit	28.6M	31.4M	25.4M	24.6M	24.5M	20.5M	19.1M	20.5M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	17.2M	16.6M	16.6M	16.6M	16.5M	16.1M	16.0M	16.1M
Operating Income	11.4M	14.8M	8.8M	8.0M	8.0M	4.5M	3.1M	4.4M
Other Income / Gains	0	-1.1M	0	0	0	0	0	0
Net Income	8.6M	10.1M	6.5M	6.1M	6.0M	2.9M	2.4M	3.2M
EPS (Diluted)	0.36	0.43	0.27	0.26	0.25	0.12	0.096	0.14
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.564	0.601	0.525	0.516	0.532	0.463	0.455	0.506
General And Administrative Expenses	1.3M	8.1M	14.5M	8.5M	8.6M	9.1M	8.1M	8.4M
Selling And Marketing Expenses	228K	94K	184K	266K	83K	289K	180K	145K
Selling General And Administrative Expenses	1.6M	8.2M	14.7M	8.7M	8.6M	9.3M	8.3M	8.6M
Other Expenses	15.7M	8.4M	1.9M	7.9M	7.9M	6.7M	7.7M	7.5M
Cost And Expenses	39.3M	37.5M	39.6M	39.7M	38.0M	39.9M	38.8M	36.0M
Interest Income	48.7M	48.8M	46.8M	45.9M	44.0M	42.9M	41.3M	38.8M
Interest Expense	20.4M	20.9M	21.6M	21.4M	21.8M	22.2M	22.3M	20.9M
Depreciation And Amortization	0	0	1.1M	1.2M	1.2M	1.3M	1.2M	1.6M
Ebitda	11.4M	14.8M	9.9M	9.2M	9.2M	5.7M	4.3M	6.0M
Ebitdaratio	0.224	0.283	0.204	0.193	0.20	0.129	0.103	0.148
Operating Income Ratio	0.224	0.283	0.181	0.168	0.174	0.101	0.073	0.109
Income Before Tax	11.4M	13.7M	8.8M	8.0M	8.0M	4.5M	3.1M	4.4M
Income Before Tax Ratio	0.224	0.262	0.181	0.168	0.174	0.101	0.073	0.109
Income Tax Expense	2.7M	3.6M	2.3M	1.9M	2.0M	1.5M	638K	1.2M
Net Income Ratio	0.17	0.194	0.135	0.128	0.13	0.066	0.058	0.079
Epsdiluted	0.36	0.42	0.27	0.25	0.25	0.12	0.095	0.14
Weighted Average Shs Out	23.0M	22.8M	22.8M	22.7M	22.7M	22.5M	22.4M	22.4M
Weighted Average Shs Out Dil	23.3M	23.3M	23.1M	22.9M	22.9M	22.8M	22.6M	22.4M