Preferred Bank Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	120.8M	129.3M	130.5M	124.2M	118.5M	127.3M	132.9M	130.7M
Cost of Goods Sold	53.1M	59.0M	58.0M	55.2M	52.6M	58.7M	63.8M	63.7M
Gross Profit	67.8M	70.3M	72.5M	69.0M	66.0M	68.6M	69.1M	67.0M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	23.2M	20.9M	21.5M	22.4M	23.4M	26.0M	22.1M	19.7M
Operating Income	44.6M	49.4M	51.0M	46.6M	42.6M	42.6M	47.0M	47.3M
Other Income / Gains	0	0	0	0	0	0	0	0
Net Income	31.1M	34.8M	35.9M	32.8M	30.0M	30.2M	33.4M	33.6M
EPS (Diluted)	2.57	2.85	2.90	2.61	2.27	2.29	2.50	2.51
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.561	0.544	0.555	0.556	0.556	0.539	0.52	0.513
General And Administrative Expenses	17.9M	15.5M	14.2M	14.2M	14.8M	13.3M	13.5M	12.9M
Selling And Marketing Expenses	0	163K	238K	240K	462K	340K	241K	403K
Selling General And Administrative Expenses	17.9M	15.7M	14.5M	14.5M	15.3M	13.6M	13.8M	13.3M
Other Expenses	5.3M	5.2M	7.0M	8.0M	8.1M	12.4M	8.3M	6.3M
Cost And Expenses	76.2M	79.9M	79.5M	77.6M	75.9M	84.7M	85.9M	83.4M
Interest Income	116.9M	124.6M	126.8M	120.4M	114.5M	125.9M	129.4M	127.3M
Interest Expense	51.6M	54.7M	55.5M	53.6M	51.9M	56.7M	60.6M	61.2M
Depreciation And Amortization	0	0	412K	432K	517K	505K	522K	551K
Ebitda	44.6M	49.4M	51.4M	47.0M	43.1M	43.1M	47.5M	47.9M
Ebitdaratio	0.369	0.382	0.394	0.379	0.364	0.338	0.358	0.366
Operating Income Ratio	0.369	0.382	0.391	0.375	0.359	0.334	0.354	0.362
Income Before Tax	44.6M	49.4M	51.0M	46.6M	42.6M	42.6M	47.0M	47.3M
Income Before Tax Ratio	0.369	0.382	0.391	0.375	0.359	0.334	0.354	0.362
Income Tax Expense	13.4M	14.6M	15.0M	13.7M	12.6M	12.3M	13.6M	13.7M
Net Income Ratio	0.258	0.269	0.275	0.264	0.253	0.237	0.251	0.257
Epsdiluted	2.53	2.79	2.84	2.57	2.23	2.25	2.46	2.48
Weighted Average Shs Out	12.1M	12.2M	12.4M	12.8M	13.2M	13.4M	13.3M	13.4M
Weighted Average Shs Out Dil	12.3M	12.5M	12.6M	13.0M	13.5M	13.4M	13.5M	13.5M