Pagaya Technologies Ltd. Detailed Financials

Full historical quarterly statements

Metric2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-30
Total Revenue317.9M321.0M339.9M317.7M282.7M275.7M249.3M242.6M
Cost of Goods Sold177.6M190.0M200.6M191.5M167.1M158.2M149.0M145.6M
Gross Profit140.4M131.0M139.3M126.2M115.6M117.5M100.3M97.0M
R&D Expenses15.9M19.1M18.2M18.5M19.4M18.6M16.7M21.9M
Operating Expenses60.4M65.0M59.4M69.8M67.9M85.7M77.9M92.0M
Operating Income80.0M65.9M80.0M56.5M47.7M31.7M22.4M5.0M
Other Income / Gains-52.7M-43.9M-71.9M-34.9M-47.7M-272.3M-108.1M-73.2M
Net Income24.7M34.3M22.5M16.7M7.9M-237.9M-67.5M-74.8M
EPS (Diluted)0.280.420.270.200.098-3.20-0.93-1.04
Reported CurrencyUSDUSDUSDUSDUSDUSDUSDUSD
Gross Profit Ratio0.4420.4080.410.3970.4090.4260.4020.40
General And Administrative Expenses11.1M36.1M36.9M40.3M46.2M55.5M57.8M64.4M
Selling And Marketing Expenses11.1M9.9M14.5M19.7M9.6M15.4M11.4M13.3M
Selling General And Administrative Expenses22.3M46.0M51.4M60.0M55.8M70.8M69.2M77.8M
Other Expenses22.2M0-10.3M-8.7M-7.3M-3.7M-8.0M-7.8M
Cost And Expenses237.9M255.1M259.9M261.2M235.0M243.9M226.9M237.6M
Interest Income17.7M13.8M14.9M10.7M7.7M7.6M8.7M8.2M
Interest Expense00000000
Depreciation And Amortization1.3M7.1M7.6M7.6M7.7M8.3M7.1M7.0M
Ebitda28.6M29.2M15.7M55.4M48.1M36.3M21.5M4.3M
Ebitdaratio0.090.0910.0460.1740.170.1320.0860.018
Operating Income Ratio0.2520.2050.2350.1780.1690.1150.090.021
Income Before Tax27.3M22.1M8.1M21.5M-48K-240.5M-85.8M-68.2M
Income Before Tax Ratio0.0860.0690.0240.068-0.00-0.873-0.344-0.281
Income Tax Expense3.1M-7.0M-15.2M5.0M-2.5M16.6M-11.5M14.5M
Net Income Ratio0.0780.1070.0660.0520.028-0.863-0.271-0.308
Epsdiluted0.280.360.230.200.096-3.20-0.93-1.04
Weighted Average Shs Out88.2M81.9M78.5M76.9M75.8M74.3M72.7M71.8M
Weighted Average Shs Out Dil96.7M101.9M91.0M79.7M77.0M74.3M72.7M71.8M