Provident Bancorp, Inc. Detailed Financials

Full historical quarterly statements

Metric	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31
Total Revenue	22.6M	23.2M	21.6M	24.2M	23.7M	23.2M	23.1M	24.8M
Cost of Goods Sold	7.7M	7.4M	7.7M	7.9M	11.7M	16.4M	4.0M	8.8M
Gross Profit	14.9M	15.8M	13.9M	16.3M	12.0M	6.8M	19.2M	16.1M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	11.1M	11.7M	11.1M	9.9M	11.2M	11.4M	12.5M	12.1M
Operating Income	3.7M	4.0M	2.8M	6.4M	848K	-4.6M	6.7M	4.0M
Other Income / Gains	0	0	0	0	0	0	0	0
Net Income	2.7M	2.8M	2.2M	4.9M	716K	-3.3M	5.0M	2.9M
EPS (Diluted)	0.16	0.17	0.13	0.29	0.043	-0.20	0.30	0.18
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.659	0.681	0.645	0.673	0.506	0.293	0.829	0.647
General And Administrative Expenses	8.5M	1.1M	8.3M	7.8M	8.1M	8.1M	9.0M	7.8M
Selling And Marketing Expenses	61K	62K	45K	43K	57K	76K	18K	193K
Selling General And Administrative Expenses	8.6M	1.2M	8.4M	7.8M	8.2M	8.2M	9.0M	8.0M
Other Expenses	2.6M	10.5M	2.7M	2.0M	3.0M	3.2M	3.5M	4.1M
Cost And Expenses	18.8M	19.1M	18.8M	17.8M	22.9M	27.7M	16.5M	20.9M
Interest Income	21.3M	21.3M	20.6M	23.1M	22.4M	21.9M	22.0M	23.6M
Interest Expense	8.1M	7.8M	7.7M	9.5M	10.0M	9.9M	9.5M	10.0M
Depreciation And Amortization	222K	212K	216K	235K	281K	280K	278K	279K
Ebitda	4.0M	4.3M	3.1M	6.7M	1.1M	-4.3M	7.0M	4.3M
Ebitdaratio	0.175	0.184	0.141	0.275	0.048	-0.185	0.301	0.172
Operating Income Ratio	0.165	0.175	0.131	0.265	0.036	-0.198	0.289	0.161
Income Before Tax	3.7M	4.0M	2.8M	6.4M	848K	-4.6M	6.7M	4.0M
Income Before Tax Ratio	0.165	0.175	0.131	0.265	0.036	-0.198	0.289	0.161
Income Tax Expense	1.1M	1.2M	665K	1.5M	132K	-1.3M	1.7M	1.1M
Net Income Ratio	0.118	0.122	0.10	0.202	0.03	-0.143	0.215	0.118
Epsdiluted	0.16	0.17	0.13	0.29	0.043	-0.20	0.30	0.18
Weighted Average Shs Out	16.9M	16.9M	16.8M	16.8M	16.7M	16.7M	16.7M	16.6M
Weighted Average Shs Out Dil	17.0M	17.0M	16.9M	16.9M	16.8M	16.7M	16.7M	16.7M