Regional Management Corp. Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	167.3M	169.7M	165.5M	157.4M	153.0M	154.8M	146.3M	143.0M
Cost of Goods Sold	9.5M	66.4M	82.4M	81.0M	77.8M	77.4M	73.7M	71.7M
Gross Profit	157.8M	103.3M	83.0M	76.4M	75.2M	77.4M	72.6M	71.4M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	120.0M	64.5M	64.1M	62.9M	66.0M	64.6M	62.5M	60.1M
Operating Income	37.8M	38.7M	19.0M	13.5M	9.2M	12.8M	10.2M	11.2M
Other Income / Gains	-22.9M	-22.6M	0	0	0	0	0	0
Net Income	11.4M	12.9M	14.4M	10.1M	7.0M	9.9M	7.7M	8.4M
EPS (Diluted)	1.24	1.30	1.53	1.07	0.73	1.02	0.77	0.88
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.943	0.609	0.502	0.485	0.492	0.50	0.496	0.499
General And Administrative Expenses	64.7M	64.5M	52.7M	51.0M	53.7M	53.1M	50.8M	49.2M
Selling And Marketing Expenses	4.2M	3.9M	4.2M	5.1M	5.4M	4.8M	5.1M	4.8M
Selling General And Administrative Expenses	68.8M	68.4M	56.9M	56.0M	59.1M	57.9M	55.9M	54.0M
Other Expenses	51.1M	-3.9M	7.2M	6.9M	6.9M	6.7M	6.6M	6.1M
Cost And Expenses	129.5M	130.9M	146.5M	144.0M	143.8M	142.1M	136.2M	131.8M
Interest Income	150.3M	153.0M	148.7M	140.7M	136.6M	138.2M	133.9M	127.9M
Interest Expense	22.9M	22.6M	22.0M	20.4M	19.8M	19.8M	19.4M	17.9M
Depreciation And Amortization	4.8M	4.5M	4.2M	3.9M	3.6M	3.6M	3.6M	3.4M
Ebitda	42.5M	43.3M	23.2M	17.4M	12.8M	16.4M	13.7M	14.6M
Ebitdaratio	0.254	0.255	0.14	0.11	0.083	0.106	0.094	0.102
Operating Income Ratio	0.226	0.228	0.115	0.086	0.06	0.082	0.069	0.078
Income Before Tax	14.8M	16.2M	19.0M	13.5M	9.2M	12.8M	10.2M	11.2M
Income Before Tax Ratio	0.089	0.095	0.115	0.086	0.06	0.082	0.069	0.078
Income Tax Expense	3.4M	3.2M	4.6M	3.3M	2.2M	2.8M	2.5M	2.8M
Net Income Ratio	0.068	0.076	0.087	0.064	0.046	0.064	0.052	0.059
Epsdiluted	1.18	1.30	1.42	1.03	0.70	0.98	0.74	0.86
Weighted Average Shs Out	9.2M	9.9M	9.4M	9.5M	9.6M	9.7M	9.7M	9.6M
Weighted Average Shs Out Dil	9.7M	9.9M	10.1M	9.8M	10.0M	10.1M	10.1M	9.9M