SoFi Technologies, Inc. Detailed Financials

Full historical quarterly statements

Metric2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-30
Total Revenue1.41B1.34B1.27B1.13B1.04B1.01B986.2M860.6M
Cost of Goods Sold316.9M315.5M315.6M284.6M270.8M280.6M298.4M273.7M
Gross Profit1.09B1.02B952.4M844.9M766.1M727.2M687.8M587.0M
R&D Expenses187.7M0000000
Operating Expenses891.9M834.3M803.9M732.7M686.3M667.3M623.9M571.6M
Operating Income199.6M185.3M148.6M112.2M79.8M59.9M63.9M15.3M
Other Income / Gains00000000
Net Income166.7M173.5M139.4M97.3M71.1M332.5M60.7M17.4M
EPS (Diluted)0.130.140.120.0880.0650.320.0530.008
Reported CurrencyUSDUSDUSDUSDUSDUSDUSDUSD
Gross Profit Ratio0.7750.7640.7510.7480.7390.7220.6970.682
General And Administrative Expenses197.6M194.2M188.4M165.4M156.4M160.9M148.9M145.0M
Selling And Marketing Expenses335.5M305.6M286.9M264.7M238.2M229.3M214.9M184.8M
Selling General And Administrative Expenses533.1M499.9M475.3M430.1M394.6M390.2M363.8M329.8M
Other Expenses171.1M334.5M328.6M302.6M291.7M277.1M260.1M241.9M
Cost And Expenses1.21B1.15B1.12B1.02B957.1M948.0M922.3M845.3M
Interest Income1.00B927.4M891.6M792.4M763.8M743.9M723.4M674.6M
Interest Expense308.0M310.1M306.4M274.6M265.1M273.8M292.4M262.0M
Depreciation And Amortization67.6M62.9M59.2M56.7M55.3M53.5M51.8M49.6M
Ebitda267.1M248.2M207.8M168.9M135.1M113.5M115.6M65.0M
Ebitdaratio0.190.1860.1640.150.130.1130.1170.075
Operating Income Ratio0.1420.1390.1170.0990.0770.0590.0650.018
Income Before Tax199.6M185.3M148.6M112.2M79.8M59.9M63.9M15.3M
Income Before Tax Ratio0.1420.1390.1170.0990.0770.0590.0650.018
Income Tax Expense32.8M11.8M9.2M14.9M8.7M-272.5M3.1M-2.1M
Net Income Ratio0.1180.130.110.0860.0690.330.0620.02
Epsdiluted0.120.130.110.0830.060.300.0530.008
Weighted Average Shs Out1.28B1.22B1.17B1.10B1.10B1.09B1.07B1.06B
Weighted Average Shs Out Dil1.38B1.35B1.29B1.18B1.19B1.15B1.10B1.07B