Stellar Bancorp, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	143.6M	149.5M	150.4M	148.5M	147.8M	155.1M	158.1M	157.6M
Cost of Goods Sold	41.7M	45.8M	45.1M	45.5M	46.7M	48.0M	44.3M	48.8M
Gross Profit	101.9M	103.8M	105.3M	103.0M	101.1M	107.0M	113.8M	108.8M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	68.5M	72.2M	73.1M	70.0M	70.2M	75.3M	71.1M	71.2M
Operating Income	33.4M	31.6M	32.2M	33.0M	31.0M	31.8M	42.7M	37.5M
Other Income / Gains	0	0	0	0	0	0	0	0
Net Income	27.0M	26.1M	25.7M	26.4M	24.7M	25.2M	33.9M	29.8M
EPS (Diluted)	0.53	0.51	0.50	0.51	0.46	0.52	0.63	0.56
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.71	0.694	0.70	0.694	0.684	0.69	0.72	0.69
General And Administrative Expenses	886K	47.7M	56.0M	1.3M	43.5M	45.4M	42.9M	41.4M
Selling And Marketing Expenses	799K	0	1.4M	1.2M	782K	1.6M	878K	891K
Selling General And Administrative Expenses	1.7M	47.7M	57.5M	2.5M	44.3M	47.0M	43.8M	42.3M
Other Expenses	66.9M	24.5M	15.7M	67.5M	25.9M	28.2M	27.3M	29.0M
Cost And Expenses	110.2M	117.9M	118.2M	115.5M	116.9M	123.3M	115.3M	120.0M
Interest Income	145.1M	144.0M	145.4M	142.7M	142.3M	150.0M	151.8M	152.2M
Interest Expense	39.2M	40.7M	44.8M	44.4M	43.1M	47.1M	50.3M	50.8M
Depreciation And Amortization	6.9M	0	7.6M	7.5M	7.5M	7.6M	8.1M	8.2M
Ebitda	40.2M	31.6M	39.8M	40.6M	38.5M	39.3M	50.9M	45.7M
Ebitdaratio	0.28	0.211	0.264	0.273	0.26	0.254	0.322	0.29
Operating Income Ratio	0.232	0.211	0.214	0.222	0.209	0.205	0.27	0.238
Income Before Tax	33.4M	31.6M	32.2M	33.0M	31.0M	31.8M	42.7M	37.5M
Income Before Tax Ratio	0.232	0.211	0.214	0.222	0.209	0.205	0.27	0.238
Income Tax Expense	6.4M	5.5M	6.5M	6.7M	6.3M	6.6M	8.8M	7.8M
Net Income Ratio	0.188	0.175	0.171	0.177	0.167	0.163	0.214	0.189
Epsdiluted	0.53	0.51	0.50	0.51	0.46	0.47	0.63	0.56
Weighted Average Shs Out	51.1M	51.1M	51.3M	51.5M	53.1M	53.5M	53.5M	53.6M
Weighted Average Shs Out Dil	51.1M	51.1M	51.4M	51.6M	53.2M	53.6M	53.6M	53.6M