Synchrony Financial Detailed Financials

Full historical quarterly statements

Metric	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	4.69B	5.60B	4.77B	4.83B	4.71B	4.80B	4.92B	4.99B
Cost of Goods Sold	767.0M	968.0M	2.42B	2.16B	2.21B	2.58B	2.68B	2.77B
Gross Profit	3.93B	4.63B	2.35B	2.68B	2.50B	2.23B	2.24B	2.22B
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	2.53B	3.72B	1.40B	1.25B	1.25B	1.24B	1.27B	1.19B
Operating Income	1.39B	914.0M	952.0M	1.43B	1.26B	984.0M	973.0M	1.03B
Other Income / Gains	-208.0M	133.0M	0	0	0	0	0	0
Net Income	885.0M	805.0M	751.0M	1.08B	967.0M	757.0M	774.0M	789.0M
EPS (Diluted)	2.61	2.29	2.07	2.89	2.51	1.91	1.93	1.96
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.837	0.827	0.493	0.554	0.531	0.464	0.455	0.444
General And Administrative Expenses	220.0M	1.20B	575.0M	503.0M	509.0M	506.0M	435.0M	464.0M
Selling And Marketing Expenses	137.0M	114.0M	148.0M	120.0M	127.0M	116.0M	147.0M	123.0M
Selling General And Administrative Expenses	357.0M	1.32B	723.0M	623.0M	636.0M	622.0M	582.0M	587.0M
Other Expenses	2.17B	2.40B	676.0M	625.0M	609.0M	621.0M	685.0M	602.0M
Cost And Expenses	3.30B	4.69B	3.81B	3.40B	3.46B	3.82B	3.95B	3.96B
Interest Income	5.58B	5.60B	5.73B	5.73B	5.59B	5.55B	5.71B	5.79B
Interest Expense	208.0M	968.0M	973.0M	1.01B	1.06B	1.09B	1.12B	1.18B
Depreciation And Amortization	0	143.0M	139.0M	128.0M	122.0M	125.0M	120.0M	121.0M
Ebitda	1.39B	1.06B	1.09B	1.56B	1.38B	1.11B	1.09B	1.15B
Ebitdaratio	0.297	0.189	0.229	0.322	0.292	0.231	0.222	0.23
Operating Income Ratio	0.297	0.163	0.20	0.296	0.267	0.205	0.198	0.206
Income Before Tax	1.19B	1.05B	952.0M	1.43B	1.26B	984.0M	973.0M	1.03B
Income Before Tax Ratio	0.253	0.187	0.20	0.296	0.267	0.205	0.198	0.206
Income Tax Expense	301.0M	242.0M	201.0M	352.0M	289.0M	227.0M	199.0M	239.0M
Net Income Ratio	0.189	0.144	0.158	0.223	0.205	0.158	0.157	0.158
Epsdiluted	2.59	2.27	2.04	2.86	2.50	1.89	1.91	1.94
Weighted Average Shs Out	331.3M	342.4M	357.8M	375.7M	376.2M	385.2M	389.3M	392.3M
Weighted Average Shs Out Dil	334.1M	346.0M	357.8M	379.4M	379.1M	389.4M	394.8M	396.5M