United Community Banks, Inc. Detailed Financials

Full historical quarterly statements

Metric2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue382.8M377.7M403.4M391.1M376.2M366.3M379.6M350.5M
Cost of Goods Sold73.7M112.0M122.1M128.1M133.7M138.8M146.0M154.3M
Gross Profit309.1M265.7M281.3M263.0M242.5M227.5M233.6M196.2M
R&D Expenses00000000
Operating Expenses170.7M157.3M168.7M144.9M142.0M136.3M137.2M136.4M
Operating Income138.3M108.4M112.7M118.1M100.5M91.2M96.4M59.8M
Other Income / Gains10.8M0000000
Net Income115.6M84.3M86.5M91.5M78.7M71.4M75.8M47.3M
EPS (Diluted)0.950.690.710.710.630.580.610.38
Reported CurrencyUSDUSDUSDUSDUSDUSDUSDUSD
Gross Profit Ratio0.8080.7030.6970.6720.6450.6210.6150.56
General And Administrative Expenses138.8M129.8M97.3M95.5M91.7M88.9M89.6M88.5M
Selling And Marketing Expenses2.7M2.4M6.3M2.1M2.9M1.9M2.1M2.0M
Selling General And Administrative Expenses141.5M132.2M103.5M97.6M94.6M90.8M91.8M90.6M
Other Expenses29.2M25.1M65.1M47.3M47.4M45.6M45.4M45.8M
Cost And Expenses244.4M269.4M290.8M273.0M275.7M275.1M283.2M290.7M
Interest Income344.4M334.0M346.4M353.9M347.4M335.4M345.0M349.1M
Interest Expense103.5M101.2M108.4M120.2M121.8M123.3M134.6M139.9M
Depreciation And Amortization019.8M11.8M10.8M11.9M11.4M9.4M10.9M
Ebitda138.3M128.2M124.5M128.9M112.4M102.6M105.8M70.7M
Ebitdaratio0.3610.3390.3090.3290.2990.280.2790.202
Operating Income Ratio0.3610.2870.2790.3020.2670.2490.2540.171
Income Before Tax149.2M108.4M112.7M118.1M100.5M91.2M96.4M59.8M
Income Before Tax Ratio0.390.2870.2790.3020.2670.2490.2540.171
Income Tax Expense33.5M24.1M26.2M26.6M21.8M19.7M20.6M12.4M
Net Income Ratio0.3020.2230.2140.2340.2090.1950.200.135
Epsdiluted0.950.690.710.700.630.580.610.38
Weighted Average Shs Out120.3M120.5M121.7M122.1M121.4M120.0M119.9M119.8M
Weighted Average Shs Out Dil120.4M120.7M121.8M122.3M121.4M120.2M120.0M120.0M