USCB Financial Holdings, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	26.2M	33.5M	41.4M	39.5M	37.7M	37.8M	37.0M	35.8M
Cost of Goods Sold	801K	15.4M	16.6M	16.2M	15.5M	15.8M	16.4M	16.1M
Gross Profit	25.4M	18.0M	24.9M	23.4M	22.1M	22.0M	20.6M	19.7M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	13.7M	14.8M	13.0M	12.6M	12.1M	12.9M	11.5M	11.6M
Operating Income	11.7M	3.3M	11.8M	10.7M	10.1M	9.1M	9.2M	8.2M
Other Income / Gains	0	0	0	0	0	0	0	0
Net Income	9.4M	1.4M	8.9M	8.1M	7.7M	6.9M	6.9M	6.2M
EPS (Diluted)	0.51	0.075	0.46	0.41	0.38	0.35	0.35	0.32
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.969	0.539	0.60	0.591	0.588	0.581	0.557	0.551
General And Administrative Expenses	13.7M	14.3M	7.9M	263K	7.6M	7.9M	7.2M	7.4M
Selling And Marketing Expenses	0	0	0	9.3M	0	0	0	0
Selling General And Administrative Expenses	13.7M	14.3M	7.9M	9.6M	7.6M	7.9M	7.2M	7.4M
Other Expenses	0	480K	5.1M	3.1M	4.4M	4.9M	4.3M	4.2M
Cost And Expenses	14.5M	30.2M	29.6M	28.8M	27.6M	28.7M	27.8M	27.7M
Interest Income	37.0M	37.6M	37.7M	36.2M	34.0M	34.2M	33.6M	32.6M
Interest Expense	15.0M	15.4M	16.4M	15.1M	14.9M	14.8M	15.5M	15.3M
Depreciation And Amortization	0	0	158K	150K	148K	151K	150K	146K
Ebitda	11.7M	3.3M	12.0M	10.9M	10.2M	9.3M	9.3M	8.3M
Ebitdaratio	0.446	0.098	0.289	0.276	0.272	0.245	0.252	0.232
Operating Income Ratio	0.446	0.098	0.285	0.272	0.268	0.241	0.248	0.228
Income Before Tax	11.7M	3.3M	11.8M	10.7M	10.1M	9.1M	9.2M	8.2M
Income Before Tax Ratio	0.446	0.098	0.285	0.272	0.268	0.241	0.248	0.228
Income Tax Expense	2.3M	1.9M	2.9M	2.6M	2.4M	2.2M	2.2M	2.0M
Net Income Ratio	0.357	0.041	0.216	0.206	0.203	0.183	0.188	0.173
Epsdiluted	0.51	0.07	0.45	0.40	0.38	0.34	0.35	0.31
Weighted Average Shs Out	18.3M	18.1M	19.5M	20.1M	20.0M	19.8M	19.6M	19.7M
Weighted Average Shs Out Dil	18.5M	18.3M	19.8M	20.3M	20.3M	20.2M	19.8M	19.7M