Velocity Financial, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	167.9M	182.3M	172.3M	166.0M	119.3M	124.9M	119.3M	114.4M
Cost of Goods Sold	14.2M	17.2M	95.4M	89.6M	81.2M	17.7M	69.9M	65.6M
Gross Profit	153.8M	165.1M	76.9M	76.4M	38.0M	107.2M	49.3M	48.9M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	6.9M	5.6M	41.5M	42.5M	44.1M	-52K	28.1M	29.0M
Operating Income	146.9M	159.5M	35.4M	33.9M	-6.0M	107.2M	21.2M	19.9M
Other Income / Gains	-116.0M	-109.4M	0	0	32.9M	-75.2M	0	0
Net Income	22.4M	34.8M	25.4M	26.0M	18.4M	20.6M	15.8M	14.8M
EPS (Diluted)	0.57	0.91	0.66	0.69	0.55	0.62	0.48	0.45
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.916	0.905	0.446	0.46	0.319	0.858	0.414	0.427
General And Administrative Expenses	5.8M	0	23.6M	22.9M	1.8M	22.2M	18.1M	17.2M
Selling And Marketing Expenses	0	0	0	0	0	1.2M	0	0
Selling General And Administrative Expenses	5.8M	0	23.6M	22.9M	1.8M	23.4M	18.1M	17.2M
Other Expenses	1.1M	5.6M	17.9M	19.6M	42.3M	-23.5M	10.0M	11.8M
Cost And Expenses	21.0M	22.8M	136.9M	132.1M	125.3M	17.7M	98.0M	94.5M
Interest Income	154.5M	153.9M	145.7M	137.1M	118.7M	114.9M	105.1M	96.3M
Interest Expense	109.2M	100.8M	95.0M	88.0M	75.1M	74.6M	63.9M	47.7M
Depreciation And Amortization	320K	752K	323K	338K	138K	302K	615K	557K
Ebitda	140.0M	151.6M	35.7M	34.3M	102.1M	107.2M	21.9M	20.4M
Ebitdaratio	0.834	0.831	0.207	0.206	0.856	0.859	0.183	0.179
Operating Income Ratio	0.875	0.875	0.205	0.204	-0.051	0.859	0.178	0.174
Income Before Tax	30.9M	50.0M	35.4M	33.9M	26.9M	32.0M	21.2M	19.9M
Income Before Tax Ratio	0.184	0.275	0.205	0.204	0.226	0.257	0.178	0.174
Income Tax Expense	8.6M	15.3M	10.0M	7.8M	8.2M	11.2M	5.6M	5.2M
Net Income Ratio	0.133	0.191	0.147	0.157	0.154	0.165	0.132	0.129
Epsdiluted	0.56	0.90	0.65	0.68	0.51	0.56	0.43	0.41
Weighted Average Shs Out	38.6M	36.9M	38.1M	37.2M	33.7M	32.7M	32.7M	32.6M
Weighted Average Shs Out Dil	39.2M	38.2M	38.8M	37.8M	36.8M	36.1M	35.9M	35.6M