Waterstone Financial, Inc. Detailed Financials

Full historical quarterly statements

Metric	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30
Total Revenue	7.3M	49.2M	54.3M	51.2M	52.2M	43.9M	47.6M	51.0M
Cost of Goods Sold	13.8M	13.8M	13.8M	14.5M	15.0M	14.6M	16.6M	17.3M
Gross Profit	-6.5M	35.4M	40.5M	36.6M	37.2M	29.3M	31.0M	33.7M
R&D Expenses	0	0	0	0	0	0	0	0
Operating Expenses	1.0M	27.9M	30.4M	26.8M	27.6M	25.4M	24.8M	27.9M
Operating Income	-7.6M	7.6M	10.1M	9.8M	9.7M	3.9M	6.2M	5.9M
Other Income / Gains	18.2M	0	0	0	0	0	0	0
Net Income	8.5M	6.0M	7.7M	7.9M	7.7M	3.0M	5.2M	4.7M
EPS (Diluted)	0.49	0.35	0.44	0.44	0.43	0.17	0.28	0.26
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	-0.895	0.719	0.745	0.716	0.713	0.667	0.651	0.661
General And Administrative Expenses	300K	383K	-19.9M	20.5M	500K	1.7M	18.4M	21.0M
Selling And Marketing Expenses	727K	617K	696K	712K	746K	723K	727K	926K
Selling General And Administrative Expenses	1.0M	1.0M	-19.2M	21.2M	1.2M	2.5M	19.1M	21.9M
Other Expenses	0	26.9M	49.7M	5.5M	26.3M	23.0M	5.6M	5.9M
Cost And Expenses	14.8M	41.7M	44.3M	41.3M	42.5M	40.1M	41.4M	45.2M
Interest Income	-29.0M	29.0M	30.1M	29.6M	28.7M	27.8M	29.1M	29.2M
Interest Expense	13.6M	13.6M	14.4M	14.8M	15.0M	15.2M	16.2M	17.7M
Depreciation And Amortization	-917K	917K	687K	591K	560K	711K	593K	762K
Ebitda	-8.5M	8.5M	10.7M	10.4M	10.2M	4.6M	6.8M	6.6M
Ebitdaratio	-1.162	0.172	0.198	0.204	0.196	0.105	0.143	0.13
Operating Income Ratio	-1.036	0.153	0.185	0.192	0.185	0.088	0.13	0.115
Income Before Tax	10.6M	7.6M	10.1M	9.8M	9.7M	3.9M	6.2M	5.9M
Income Before Tax Ratio	1.459	0.153	0.185	0.192	0.185	0.088	0.13	0.115
Income Tax Expense	2.2M	1.6M	2.3M	1.9M	1.9M	845K	996K	1.2M
Net Income Ratio	1.161	0.122	0.142	0.155	0.148	0.069	0.11	0.093
Epsdiluted	0.50	0.34	0.44	0.44	0.43	0.17	0.28	0.26
Weighted Average Shs Out	17.2M	17.4M	17.8M	18.0M	18.0M	18.3M	18.3M	18.4M
Weighted Average Shs Out Dil	17.3M	17.4M	17.9M	18.0M	18.0M	18.3M	18.4M	18.4M