Zions Bancorporation, National Association Detailed Financials

Full historical quarterly statements

Metric	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Total Revenue	1.18B	1.25B	1.25B	1.24B	1.20B	1.25B	1.28B	1.24B
Cost of Goods Sold	327.0M	364.0M	441.0M	402.0M	422.0M	476.0M	497.0M	481.0M
Gross Profit	856.0M	887.0M	812.0M	839.0M	777.0M	779.0M	779.0M	762.0M
R&D Expenses	0	0	70.0M	0	0	0	0	0
Operating Expenses	562.0M	548.0M	527.0M	527.0M	538.0M	509.0M	502.0M	500.0M
Operating Income	294.0M	339.0M	285.0M	312.0M	239.0M	270.0M	277.0M	262.0M
Other Income / Gains	0	0	0	0	0	0	0	0
Net Income	233.0M	263.0M	222.0M	244.0M	170.0M	216.0M	214.0M	201.0M
EPS (Diluted)	1.56	1.78	1.48	1.63	1.13	1.34	1.37	1.28
Reported Currency	USD	USD	USD	USD	USD	USD	USD	USD
Gross Profit Ratio	0.724	0.709	0.648	0.676	0.648	0.621	0.611	0.613
General And Administrative Expenses	476.0M	378.0M	393.0M	356.0M	364.0M	343.0M	335.0M	337.0M
Selling And Marketing Expenses	13.0M	0	11.0M	12.0M	11.0M	10.0M	12.0M	13.0M
Selling General And Administrative Expenses	489.0M	378.0M	404.0M	368.0M	375.0M	353.0M	347.0M	350.0M
Other Expenses	73.0M	170.0M	53.0M	159.0M	163.0M	156.0M	155.0M	150.0M
Cost And Expenses	889.0M	912.0M	968.0M	929.0M	960.0M	985.0M	999.0M	981.0M
Interest Income	996.0M	1.04B	1.06B	1.05B	1.03B	1.06B	1.10B	1.07B
Interest Expense	334.0M	358.0M	392.0M	403.0M	404.0M	435.0M	484.0M	476.0M
Depreciation And Amortization	0	0	28.0M	29.0M	28.0M	29.0M	32.0M	31.0M
Ebitda	294.0M	339.0M	313.0M	341.0M	267.0M	299.0M	309.0M	293.0M
Ebitdaratio	0.249	0.271	0.25	0.275	0.223	0.238	0.242	0.236
Operating Income Ratio	0.249	0.271	0.227	0.251	0.199	0.215	0.217	0.211
Income Before Tax	294.0M	339.0M	285.0M	312.0M	239.0M	270.0M	277.0M	262.0M
Income Before Tax Ratio	0.249	0.271	0.227	0.251	0.199	0.215	0.217	0.211
Income Tax Expense	61.0M	76.0M	63.0M	68.0M	69.0M	54.0M	63.0M	61.0M
Net Income Ratio	0.197	0.21	0.177	0.197	0.142	0.172	0.168	0.162
Epsdiluted	1.56	1.77	1.48	1.63	1.13	1.34	1.37	1.28
Weighted Average Shs Out	146.9M	147.1M	147.0M	147.0M	147.3M	147.2M	147.1M	147.1M
Weighted Average Shs Out Dil	147.0M	147.1M	147.1M	147.1M	147.4M	147.3M	147.2M	147.1M