AFRM (AFRM)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$30.39B
EV / Sales7.65
EV / EBITDA27.21
EV / Operating Cash Flow30.09
EV / Free Cash Flow38.61

Return Metrics (TTM)

Return on Equity (ROE)11.17%
Return on Assets (ROA)2.91%
Return on Invested Capital (ROIC)10.85%
Return on Capital Employed (ROCE)3.36%

Yield Metrics

Earnings Yield1.59%
Free Cash Flow Yield3.29%

Balance Sheet Strength

Net Debt / EBITDA5.77
Current Ratio717.01
Working Capital$2.71B
Tangible Asset Value$3.23B
Net Current Asset Value-$6.65B

Working Capital Efficiency

Days Sales Outstanding21.20
Days Payables Outstanding16.96
Operating Cycle (Days)21.20
Cash Conversion Cycle4.24

Capital Allocation

CapEx / Revenue5.60%
CapEx / Operating Cash Flow22.05%
R&D / Revenue0.00%
SG&A / Revenue22.51%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-06-30

Margins

Gross Profit Margin67.51%
Operating Margin-2.71%
Net Profit Margin1.62%

Solvency

Debt / Equity2.56
Quick Ratio54.19
Cash Ratio7.52

Per Share

Revenue / Share$9.99
FCF / Share$1.86
PE Ratio432.13