AIZ (AIZ)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$14.45B
EV / Sales1.10
EV / EBITDA8.97
EV / Operating Cash Flow8.59
EV / Free Cash Flow9.95

Return Metrics (TTM)

Return on Equity (ROE)17.40%
Return on Assets (ROA)2.80%
Return on Invested Capital (ROIC)12.38%
Return on Capital Employed (ROCE)15.34%

Yield Metrics

Earnings Yield7.21%
Free Cash Flow Yield10.50%

Balance Sheet Strength

Net Debt / EBITDA0.38
Current Ratio0.14
Working Capital-$23.74B
Tangible Asset Value$2.70B
Net Current Asset Value-$25.95B

Working Capital Efficiency

Days Sales Outstanding56.17
Days Payables Outstanding75.82
Operating Cycle (Days)56.17
Cash Conversion Cycle-19.65

Capital Allocation

CapEx / Revenue1.75%
CapEx / Operating Cash Flow13.66%
R&D / Revenue0.00%
SG&A / Revenue0.00%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin77.15%
Operating Margin8.49%
Net Profit Margin6.81%

Solvency

Debt / Equity0.38
Quick Ratio0.55
Cash Ratio0.08

Per Share

Revenue / Share$253.90
FCF / Share$31.67
PE Ratio13.93