BFH (BFH)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$3.97B
EV / Sales0.83
EV / EBITDA5.36
EV / Operating Cash Flow2.39
EV / Free Cash Flow2.40

Return Metrics (TTM)

Return on Equity (ROE)17.04%
Return on Assets (ROA)2.53%
Return on Invested Capital (ROIC)2.53%
Return on Capital Employed (ROCE)3.04%

Yield Metrics

Earnings Yield13.17%
Free Cash Flow Yield37.84%

Balance Sheet Strength

Net Debt / EBITDA-0.54
Current Ratio0.00
Working Capital$3.68B
Tangible Asset Value$2.66B
Net Current Asset Value-$15.40B

Working Capital Efficiency

Days Sales Outstanding0.00
Days Payables Outstanding0.00
Operating Cycle (Days)0.00
Cash Conversion Cycle0.00

Capital Allocation

CapEx / Revenue0.17%
CapEx / Operating Cash Flow0.48%
R&D / Revenue0.00%
SG&A / Revenue27.24%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin63.33%
Operating Margin13.07%
Net Profit Margin11.02%

Solvency

Debt / Equity1.32
Quick Ratio0.27
Cash Ratio0.25

Per Share

Revenue / Share$104.65
FCF / Share$46.59
PE Ratio6.65