ESNT (ESNT)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$6.45B
EV / Sales5.01
EV / EBITDA7.50
EV / Operating Cash Flow7.80
EV / Free Cash Flow7.87

Return Metrics (TTM)

Return on Equity (ROE)12.01%
Return on Assets (ROA)9.07%
Return on Invested Capital (ROIC)10.72%
Return on Capital Employed (ROCE)12.83%

Yield Metrics

Earnings Yield11.09%
Free Cash Flow Yield13.47%

Balance Sheet Strength

Net Debt / EBITDA0.43
Current Ratio5.91
Working Capital$5.71B
Tangible Asset Value$5.56B
Net Current Asset Value$5.01B

Working Capital Efficiency

Days Sales Outstanding53.61
Days Payables Outstanding0.00
Operating Cycle (Days)53.61
Cash Conversion Cycle53.61

Capital Allocation

CapEx / Revenue0.62%
CapEx / Operating Cash Flow0.96%
R&D / Revenue0.00%
SG&A / Revenue4.65%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin88.16%
Operating Margin65.18%
Net Profit Margin54.72%

Solvency

Debt / Equity0.09
Quick Ratio5.75
Cash Ratio0.10

Per Share

Revenue / Share$12.74
FCF / Share$8.57
PE Ratio9.33