FIBK (FIBK)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value-$3.88B
EV / Sales-4.07
EV / EBITDA-8.43
EV / Operating Cash Flow-18.15
EV / Free Cash Flow-20.12

Return Metrics (TTM)

Return on Equity (ROE)9.55%
Return on Assets (ROA)1.25%
Return on Invested Capital (ROIC)-2.81%
Return on Capital Employed (ROCE)10.47%

Yield Metrics

Earnings Yield8.83%
Free Cash Flow Yield5.23%

Balance Sheet Strength

Net Debt / EBITDA-16.45
Current Ratio0.38
Working Capital-$13.57B
Tangible Asset Value$2.15B
Net Current Asset Value-$14.23B

Working Capital Efficiency

Days Sales Outstanding0.00
Days Payables Outstanding0.00
Operating Cycle (Days)0.00
Cash Conversion Cycle0.00

Capital Allocation

CapEx / Revenue2.19%
CapEx / Operating Cash Flow9.77%
R&D / Revenue0.00%
SG&A / Revenue43.32%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin97.47%
Operating Margin37.01%
Net Profit Margin28.55%

Solvency

Debt / Equity0.23
Quick Ratio0.04
Cash Ratio0.03

Per Share

Revenue / Share$10.32
FCF / Share$2.71
PE Ratio11.73