FNLC (FNLC)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$580.09M
EV / Sales3.32
EV / EBITDA13.61
EV / Operating Cash Flow9.93
EV / Free Cash Flow10.36

Return Metrics (TTM)

Return on Equity (ROE)13.30%
Return on Assets (ROA)1.18%
Return on Invested Capital (ROIC)6.37%
Return on Capital Employed (ROCE)12.87%

Yield Metrics

Earnings Yield9.70%
Free Cash Flow Yield14.15%

Balance Sheet Strength

Net Debt / EBITDA4.33
Current Ratio0.02
Working Capital-$2.84B
Tangible Asset Value$262.31M
Net Current Asset Value-$2.87B

Working Capital Efficiency

Days Sales Outstanding42.04
Days Payables Outstanding0.00
Operating Cycle (Days)42.04
Cash Conversion Cycle42.04

Capital Allocation

CapEx / Revenue1.37%
CapEx / Operating Cash Flow4.10%
R&D / Revenue0.00%
SG&A / Revenue22.86%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin52.29%
Operating Margin23.61%
Net Profit Margin19.36%

Solvency

Debt / Equity0.66
Quick Ratio0.11
Cash Ratio0.01

Per Share

Revenue / Share$16.04
FCF / Share$3.12
PE Ratio8.53