HBAN (HBAN)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$52.95B
EV / Sales3.67
EV / EBITDA15.17
EV / Operating Cash Flow17.85
EV / Free Cash Flow17.91

Return Metrics (TTM)

Return on Equity (ROE)8.58%
Return on Assets (ROA)0.84%
Return on Invested Capital (ROIC)4.65%
Return on Capital Employed (ROCE)1.04%

Yield Metrics

Earnings Yield7.23%
Free Cash Flow Yield8.59%

Balance Sheet Strength

Net Debt / EBITDA5.31
Current Ratio12.39
Working Capital$35.42B
Tangible Asset Value$21.45B
Net Current Asset Value-$212.78B

Working Capital Efficiency

Days Sales Outstanding0.00
Days Payables Outstanding0.00
Operating Cycle (Days)0.00
Cash Conversion Cycle0.00

Capital Allocation

CapEx / Revenue0.07%
CapEx / Operating Cash Flow0.34%
R&D / Revenue0.00%
SG&A / Revenue25.75%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin61.70%
Operating Margin21.53%
Net Profit Margin17.71%

Solvency

Debt / Equity0.76
Quick Ratio0.19
Cash Ratio0.01

Per Share

Revenue / Share$8.44
FCF / Share$1.54
PE Ratio12.30