HRTG (HRTG)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$473.35M
EV / Sales0.61
EV / EBITDA1.64
EV / Operating Cash Flow2.29
EV / Free Cash Flow2.36

Return Metrics (TTM)

Return on Equity (ROE)43.68%
Return on Assets (ROA)9.98%
Return on Invested Capital (ROIC)32.54%
Return on Capital Employed (ROCE)49.11%

Yield Metrics

Earnings Yield22.37%
Free Cash Flow Yield22.53%

Balance Sheet Strength

Net Debt / EBITDA-1.45
Current Ratio0.81
Working Capital-$277.30M
Tangible Asset Value$427.36M
Net Current Asset Value-$303.28M

Working Capital Efficiency

Days Sales Outstanding170.10
Days Payables Outstanding87.48
Operating Cycle (Days)170.10
Cash Conversion Cycle82.62

Capital Allocation

CapEx / Revenue0.70%
CapEx / Operating Cash Flow2.64%
R&D / Revenue0.00%
SG&A / Revenue6.58%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin63.03%
Operating Margin30.60%
Net Profit Margin23.08%

Solvency

Debt / Equity0.20
Quick Ratio0.86
Cash Ratio0.34

Per Share

Revenue / Share$27.43
FCF / Share$5.64
PE Ratio4.62