HUM (HUM)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$51.02B
EV / Sales0.35
EV / EBITDA16.63
EV / Operating Cash Flow347.09
EV / Free Cash Flow-115.18

Return Metrics (TTM)

Return on Equity (ROE)6.91%
Return on Assets (ROA)2.23%
Return on Invested Capital (ROIC)4.52%
Return on Capital Employed (ROCE)5.91%

Yield Metrics

Earnings Yield2.92%
Free Cash Flow Yield-1.01%

Balance Sheet Strength

Net Debt / EBITDA2.40
Current Ratio1.74
Working Capital$17.08B
Tangible Asset Value$8.79B
Net Current Asset Value$2.17B

Working Capital Efficiency

Days Sales Outstanding14.27
Days Payables Outstanding21.07
Operating Cycle (Days)14.27
Cash Conversion Cycle-6.81

Capital Allocation

CapEx / Revenue0.41%
CapEx / Operating Cash Flow401.36%
R&D / Revenue0.00%
SG&A / Revenue2.73%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin14.54%
Operating Margin1.12%
Net Profit Margin0.92%

Solvency

Debt / Equity0.73
Quick Ratio0.72
Cash Ratio0.41

Per Share

Revenue / Share$1076.46
FCF / Share$3.11
PE Ratio25.95