HWBK (HWBK)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$315.86M
EV / Sales2.71
EV / EBITDA9.44
EV / Operating Cash Flow10.83
EV / Free Cash Flow13.45

Return Metrics (TTM)

Return on Equity (ROE)15.74%
Return on Assets (ROA)1.42%
Return on Invested Capital (ROIC)7.83%
Return on Capital Employed (ROCE)13.31%

Yield Metrics

Earnings Yield9.80%
Free Cash Flow Yield8.73%

Balance Sheet Strength

Net Debt / EBITDA1.40
Current Ratio0.22
Working Capital-$1.27B
Tangible Asset Value$175.41M
Net Current Asset Value-$1.33B

Working Capital Efficiency

Days Sales Outstanding105.23
Days Payables Outstanding0.00
Operating Cycle (Days)105.23
Cash Conversion Cycle105.23

Capital Allocation

CapEx / Revenue4.88%
CapEx / Operating Cash Flow19.47%
R&D / Revenue0.00%
SG&A / Revenue13.68%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin71.33%
Operating Margin25.96%
Net Profit Margin21.23%

Solvency

Debt / Equity0.89
Quick Ratio0.11
Cash Ratio0.07

Per Share

Revenue / Share$16.04
FCF / Share$3.27
PE Ratio10.14