LPRO (LPRO)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$271.66M
EV / Sales3.04
EV / EBITDA61.57
EV / Operating Cash Flow-2263.81
EV / Free Cash Flow-380.47

Return Metrics (TTM)

Return on Equity (ROE)-7.04%
Return on Assets (ROA)-2.30%
Return on Invested Capital (ROIC)-2.76%
Return on Capital Employed (ROCE)-3.52%

Yield Metrics

Earnings Yield-1.44%
Free Cash Flow Yield-0.19%

Balance Sheet Strength

Net Debt / EBITDA-22.64
Current Ratio4.44
Working Capital$168.99M
Tangible Asset Value$71.50M
Net Current Asset Value$62.36M

Working Capital Efficiency

Days Sales Outstanding111.64
Days Payables Outstanding9.75
Operating Cycle (Days)111.64
Cash Conversion Cycle101.89

Capital Allocation

CapEx / Revenue0.67%
CapEx / Operating Cash Flow-495.00%
R&D / Revenue9.27%
SG&A / Revenue83.01%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin75.52%
Operating Margin6.43%
Net Profit Margin-4.54%

Solvency

Debt / Equity1.17
Quick Ratio4.52
Cash Ratio3.59

Per Share

Revenue / Share$0.79
FCF / Share-$0.03
PE Ratio-43.42