NFBK (NFBK)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$1.52B
EV / Sales5.72
EV / EBITDA55.04
EV / Operating Cash Flow23.73
EV / Free Cash Flow24.14

Return Metrics (TTM)

Return on Equity (ROE)0.68%
Return on Assets (ROA)0.08%
Return on Invested Capital (ROIC)0.07%
Return on Capital Employed (ROCE)0.34%

Yield Metrics

Earnings Yield0.78%
Free Cash Flow Yield9.85%

Balance Sheet Strength

Net Debt / EBITDA31.89
Current Ratio7.13
Working Capital$27.26M
Tangible Asset Value$694.69M
Net Current Asset Value-$5.01B

Working Capital Efficiency

Days Sales Outstanding27.58
Days Payables Outstanding0.00
Operating Cycle (Days)27.58
Cash Conversion Cycle27.58

Capital Allocation

CapEx / Revenue0.41%
CapEx / Operating Cash Flow1.69%
R&D / Revenue0.00%
SG&A / Revenue24.76%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin35.34%
Operating Margin9.25%
Net Profit Margin0.43%

Solvency

Debt / Equity1.44
Quick Ratio0.23
Cash Ratio0.04

Per Share

Revenue / Share$4.59
FCF / Share$1.31
PE Ratio577.27