PAYO (PAYO)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$2.17B
EV / Sales2.03
EV / EBITDA10.56
EV / Operating Cash Flow9.35
EV / Free Cash Flow11.01

Return Metrics (TTM)

Return on Equity (ROE)10.01%
Return on Assets (ROA)0.84%
Return on Invested Capital (ROIC)9.32%
Return on Capital Employed (ROCE)15.23%

Yield Metrics

Earnings Yield2.92%
Free Cash Flow Yield8.11%

Balance Sheet Strength

Net Debt / EBITDA-1.27
Current Ratio1.00
Working Capital-$38.40M
Tangible Asset Value$358.44M
Net Current Asset Value-$215.46M

Working Capital Efficiency

Days Sales Outstanding28.11
Days Payables Outstanding76.48
Operating Cycle (Days)28.11
Cash Conversion Cycle-48.37

Capital Allocation

CapEx / Revenue3.26%
CapEx / Operating Cash Flow15.05%
R&D / Revenue15.12%
SG&A / Revenue36.13%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin78.07%
Operating Margin11.84%
Net Profit Margin6.95%

Solvency

Debt / Equity0.10
Quick Ratio1.00
Cash Ratio0.05

Per Share

Revenue / Share$2.91
FCF / Share$0.57
PE Ratio28.10