PFBC (PFBC)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$869.07M
EV / Sales1.72
EV / EBITDA4.46
EV / Operating Cash Flow5.14
EV / Free Cash Flow5.21

Return Metrics (TTM)

Return on Equity (ROE)17.32%
Return on Assets (ROA)1.75%
Return on Invested Capital (ROIC)1.75%
Return on Capital Employed (ROCE)2.50%

Yield Metrics

Earnings Yield10.95%
Free Cash Flow Yield13.49%

Balance Sheet Strength

Net Debt / EBITDA-1.89
Current Ratio0.00
Working Capital$782.64M
Tangible Asset Value$793.53M
Net Current Asset Value-$6.15B

Working Capital Efficiency

Days Sales Outstanding23.66
Days Payables Outstanding0.00
Operating Cycle (Days)23.66
Cash Conversion Cycle23.66

Capital Allocation

CapEx / Revenue0.46%
CapEx / Operating Cash Flow1.37%
R&D / Revenue0.00%
SG&A / Revenue12.98%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin54.97%
Operating Margin37.98%
Net Profit Margin26.78%

Solvency

Debt / Equity0.49
Quick Ratio149.60
Cash Ratio140.19

Per Share

Revenue / Share$39.62
FCF / Share$13.24
PE Ratio8.90