PGR (PGR)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$131.31B
EV / Sales1.44
EV / EBITDA8.53
EV / Operating Cash Flow7.83
EV / Free Cash Flow8.00

Return Metrics (TTM)

Return on Equity (ROE)35.54%
Return on Assets (ROA)9.39%
Return on Invested Capital (ROIC)12.60%
Return on Capital Employed (ROCE)15.27%

Yield Metrics

Earnings Yield9.49%
Free Cash Flow Yield13.36%

Balance Sheet Strength

Net Debt / EBITDA0.54
Current Ratio0.67
Working Capital-$9.16B
Tangible Asset Value$33.83B
Net Current Asset Value-$72.11B

Working Capital Efficiency

Days Sales Outstanding71.09
Days Payables Outstanding0.00
Operating Cycle (Days)71.09
Cash Conversion Cycle71.09

Capital Allocation

CapEx / Revenue0.39%
CapEx / Operating Cash Flow2.10%
R&D / Revenue0.00%
SG&A / Revenue0.00%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin29.47%
Operating Margin16.23%
Net Profit Margin12.90%

Solvency

Debt / Equity0.23
Quick Ratio0.59
Cash Ratio0.00

Per Share

Revenue / Share$149.47
FCF / Share$29.34
PE Ratio11.81