QFIN (QFIN)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$8.71B
EV / Sales0.50
EV / EBITDA1.26
EV / Operating Cash Flow0.85
EV / Free Cash Flow1.21

Return Metrics (TTM)

Return on Equity (ROE)20.88%
Return on Assets (ROA)9.32%
Return on Invested Capital (ROIC)13.13%
Return on Capital Employed (ROCE)17.04%

Yield Metrics

Earnings Yield88.56%
Free Cash Flow Yield59.25%

Balance Sheet Strength

Net Debt / EBITDA-0.50
Current Ratio0.54
Working Capital-$9.72B
Tangible Asset Value$23.38B
Net Current Asset Value-$18.22B

Working Capital Efficiency

Days Sales Outstanding15.13
Days Payables Outstanding0.00
Operating Cycle (Days)15.13
Cash Conversion Cycle15.13

Capital Allocation

CapEx / Revenue17.65%
CapEx / Operating Cash Flow29.90%
R&D / Revenue0.00%
SG&A / Revenue9.44%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin81.51%
Operating Margin33.86%
Net Profit Margin31.04%

Solvency

Debt / Equity0.16
Quick Ratio0.47
Cash Ratio0.19

Per Share

Revenue / Share$280.41
FCF / Share$162.75
PE Ratio1.54