REFI (REFI)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$296.62M
EV / Sales4.98
EV / EBITDA19.72
EV / Operating Cash Flow12.19
EV / Free Cash Flow12.19

Return Metrics (TTM)

Return on Equity (ROE)10.01%
Return on Assets (ROA)7.07%
Return on Invested Capital (ROIC)3.57%
Return on Capital Employed (ROCE)4.25%

Yield Metrics

Earnings Yield14.97%
Free Cash Flow Yield11.70%

Balance Sheet Strength

Net Debt / EBITDA5.89
Current Ratio0.40
Working Capital-$49.12M
Tangible Asset Value$303.42M
Net Current Asset Value-$99.76M

Working Capital Efficiency

Days Sales Outstanding45812.15
Days Payables Outstanding30.95
Operating Cycle (Days)45812.15
Cash Conversion Cycle45781.20

Capital Allocation

CapEx / Revenue0.00%
CapEx / Operating Cash Flow0.00%
R&D / Revenue0.00%
SG&A / Revenue2792.28%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin86.88%
Operating Margin57.07%
Net Profit Margin57.07%

Solvency

Debt / Equity0.32
Quick Ratio0.28
Cash Ratio0.22

Per Share

Revenue / Share$3.00
FCF / Share$1.37
PE Ratio7.17