RELY (RELY)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$4.18B
EV / Sales2.42
EV / EBITDA28.33
EV / Operating Cash Flow15.27
EV / Free Cash Flow16.38

Return Metrics (TTM)

Return on Equity (ROE)12.66%
Return on Assets (ROA)7.62%
Return on Invested Capital (ROIC)13.28%
Return on Capital Employed (ROCE)13.82%

Yield Metrics

Earnings Yield2.20%
Free Cash Flow Yield5.33%

Balance Sheet Strength

Net Debt / EBITDA-4.13
Current Ratio2.84
Working Capital$808.32M
Tangible Asset Value$850.91M
Net Current Asset Value$769.34M

Working Capital Efficiency

Days Sales Outstanding66.78
Days Payables Outstanding14.91
Operating Cycle (Days)66.78
Cash Conversion Cycle51.87

Capital Allocation

CapEx / Revenue1.08%
CapEx / Operating Cash Flow6.80%
R&D / Revenue13.91%
SG&A / Revenue33.79%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin57.14%
Operating Margin4.99%
Net Profit Margin4.15%

Solvency

Debt / Equity0.25
Quick Ratio3.30
Cash Ratio1.36

Per Share

Revenue / Share$7.94
FCF / Share$1.44
PE Ratio41.82