SLM (SLM)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$6.14B
EV / Sales2.00
EV / EBITDA6.19
EV / Operating Cash Flow9.46
EV / Free Cash Flow9.46

Return Metrics (TTM)

Return on Equity (ROE)30.31%
Return on Assets (ROA)2.57%
Return on Invested Capital (ROIC)8.47%
Return on Capital Employed (ROCE)11.31%

Yield Metrics

Earnings Yield15.00%
Free Cash Flow Yield13.29%

Balance Sheet Strength

Net Debt / EBITDA1.27
Current Ratio1.31
Working Capital$6.26B
Tangible Asset Value$2.42B
Net Current Asset Value$52.53M

Working Capital Efficiency

Days Sales Outstanding2513.98
Days Payables Outstanding0.00
Operating Cycle (Days)2513.98
Cash Conversion Cycle2513.98

Capital Allocation

CapEx / Revenue0.00%
CapEx / Operating Cash Flow0.00%
R&D / Revenue0.00%
SG&A / Revenue15.79%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin53.11%
Operating Margin31.92%
Net Profit Margin23.95%

Solvency

Debt / Equity2.39
Quick Ratio0.28
Cash Ratio0.20

Per Share

Revenue / Share$15.01
FCF / Share$2.78
PE Ratio7.69