UFCS (UFCS)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$1.30B
EV / Sales0.91
EV / EBITDA6.95
EV / Operating Cash Flow4.48
EV / Free Cash Flow4.55

Return Metrics (TTM)

Return on Equity (ROE)14.36%
Return on Assets (ROA)3.34%
Return on Invested Capital (ROIC)10.46%
Return on Capital Employed (ROCE)13.15%

Yield Metrics

Earnings Yield9.94%
Free Cash Flow Yield21.73%

Balance Sheet Strength

Net Debt / EBITDA-0.08
Current Ratio0.81
Working Capital-$501.06M
Tangible Asset Value$784.87M
Net Current Asset Value-$798.27M

Working Capital Efficiency

Days Sales Outstanding203.07
Days Payables Outstanding0.00
Operating Cycle (Days)203.07
Cash Conversion Cycle203.07

Capital Allocation

CapEx / Revenue0.30%
CapEx / Operating Cash Flow1.49%
R&D / Revenue0.00%
SG&A / Revenue0.00%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin44.86%
Operating Margin10.67%
Net Profit Margin8.52%

Solvency

Debt / Equity0.16
Quick Ratio0.80
Cash Ratio0.06

Per Share

Revenue / Share$52.55
FCF / Share$9.98
PE Ratio8.11