UNH (UNH)

Financial Metrics & Valuation Analysis

Enterprise Valuation (TTM)

Enterprise Value$418.20B
EV / Sales0.93
EV / EBITDA16.23
EV / Operating Cash Flow15.48
EV / Free Cash Flow17.71

Return Metrics (TTM)

Return on Equity (ROE)14.40%
Return on Assets (ROA)4.56%
Return on Invested Capital (ROIC)6.84%
Return on Capital Employed (ROCE)8.12%

Yield Metrics

Earnings Yield3.76%
Free Cash Flow Yield6.28%

Balance Sheet Strength

Net Debt / EBITDA1.62
Current Ratio1.24
Working Capital$10.28B
Tangible Asset Value$105.95B
Net Current Asset Value-$150.74B

Working Capital Efficiency

Days Sales Outstanding17.49
Days Payables Outstanding40.72
Operating Cycle (Days)17.49
Cash Conversion Cycle-23.23

Capital Allocation

CapEx / Revenue0.76%
CapEx / Operating Cash Flow12.58%
R&D / Revenue0.00%
SG&A / Revenue3.42%

Fiscal Year 2025 Ratios

Audited annual results as of 2025-12-31

Margins

Gross Profit Margin18.53%
Operating Margin4.24%
Net Profit Margin2.69%

Solvency

Debt / Equity0.83
Quick Ratio0.79
Cash Ratio0.21

Per Share

Revenue / Share$491.83
FCF / Share$17.66
PE Ratio24.95